Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[MURALIKRISHNAN]

Just now done office ane home verification from bob

 

[NShah]

Just now done office ane home verification from bob

Does BOB ask for documents over email before physical verification?

 

[MURALIKRISHNAN]

Does BOB ask for documents over email before physical verification?

Yes on mail they asked salary slip of two months, salary credit bank statement and present address proof other than aadhaar card so i sent driving license

 

[SSV]

Just now done office ane home verification from bob

very good.. you are on your way for card approval...

 

[Rahul Gupta]

I had 8 enquiries in cibil till i joined this forum in early 2023. Now I have 51 enquires, still all my cards get approved without trouble. 🤣

I had 1 cc and 16 inquiries when i joined here and now 9 cc(excluding mutilple cc of same bank) and 20 inquiries.

 

[Rahul Gupta]

very good.. you are on your way for card approval...

Self employed wallo ko eterna dega bob?

 

[Rahul Gupta]

@Nishan11 How many cc u got for those 43 enquiries?

 

[Nishan11]

@Nishan11 How many cc u got for those 43 enquiries?

All enquiries are not related to credit cards. I have 16 cards after joining this forum ( before i had 2 ) & enquiries related to credit card only after joining this forum are 25.

Canceled few application mid way due to not getting desired card or shown limit was not good. But got cibil hit. Got rejected by amex earlier twice due to non serviceable state. Got last month only.

 

[Rahul Gupta]

All enquiries are not related to credit cards. I have 16 cards after joining this forum ( before i had 2 ) & enquiries related to credit card only after joining this forum are 25.

Canceled few application way due to not getting desired card or shown limit was not good. Got rejected by amex earlier twice due to non serviceable state. Got last month only.

16 all from diff banks?

 

[Nishan11]

16 all from diff banks?

13 from different banks.

 

[SSV]

Self employed wallo ko eterna dega bob?

I think , they will.. provided you have very good other cards and itr…

The physical verification guy who came to my home asked me if I am self employed looking at my set up at home.. which means self employed also are eligible..

 

[Rahul Gupta]

I think , they will.. provided you have very good other cards and itr…

The physical verification guy who came to my home asked me if I am self employed looking at my set up at home.. which means self employed also are eligible..

Or maybe he asked it to reject your application?

 

[SSV]

Or maybe he asked it to reject your application?

lts see ...

 

[Rahul Gupta]

lts see ...

Did you fill as self employed?

 

[MONEY]

Talked with customer care, card is generated today only & they will share last 4 digits on email shortly.

Confirmed card variant to be Eterna & limit is 3 L. It's good enough for me as I don't intend to spend more than this on eterna.

How did you apply ? Surrogate?

 

[SSV]

How did you apply ? Surrogate?

Yes. . .
You can apply by providing your current CC card and cc statement docs and if they satisfy, no need of any income docs

 

[bigbyte]

I applied on 8th April. No calls yet.

 

[SSV]

I applied on 8th April. No calls yet.

there were 2 offical holidays in this week , so everything is slow.. BOB by its nature is slow.. now holidays week..
SO you will hear something next week...
what is online status saying?

 

[bigbyte]

there were 2 offical holidays in this week , so everything is slow.. BOB by its nature is slow.. now holidays week..
SO you will hear something next week...
what is online status saying?

We have received your application and it is under process.

 

[SSV]

We have received your application and it is under process.

This is a good sign… means everything is in right order and the food is being cooked… wait for sometime before it’s served