Is there any method available for Credit Card to Bank Transfer

[Dharm]

Just wanted to know are there any other methods available to Credit Card to Bank Transfer?

Asking because my Paytm account only allow me to add 7000 in wallet.

Unable to load money in Paytm wallet

Hi I am Paytm Full KYC user, have not loaded money from past 3-4 months, got Standard charted smart card, so added in secured card in Paytm. Now getting 2% cashback upto 300 offer in Paytm, so trying to add 15000 in wallet, but getting below error, can anyone help how to resolve this?

www.technofino.in

Rent/Tution fee method not required, as some card also charge convenience fee+app also charge convinience fee.

Is there any method available via Amazon pay/mobikwik/I am ok upto 1 to 1.5% charges. As standard charges smart card gives me 2 % Cashback, I also have SBI CB card, if any trick available for that.

 

[aakashyadava]

Ya, Snapay is best option.

Bharatnxt and Snapay both merchant category is "Utility", Axis user got notice for bharatnxt transactions only.

I am sure next they will send notice for Snapay also as this options is also getting lot of popularity. Famous youtuber "First time in youtube " is creating videos every alternate date about Snapay.
In beginning , Axis was fine with Bharatnxt As transaction grows they sent notice to lot of users and asked them for the invoice of transaction. For sure same with happen for snapay after this popularity.

 

[rockking1994]

Not sure why even this thread exists. One shouldn’t do this transfer and others shouldn’t suggest methods also. Use card responsibly. Don’t get into this all. If you can’t close your credit card it’s for your own good.

Its for emergency purposes and a lot of time people charge when cc is used or don’t allow at all
this to circumvent it with out a charge

 

[Dharm]

Its for emergency purposes and a lot of time people charge when cc is used or don’t allow at all
this to circumvent it with out a charge

Agreed, thatswhy started this thread, because I am not a regular wallet user, it's just that this month due to tax combined payment via CC, my expenditure got over budget

 

[CardTox]

I have seen some of the youtube videos where mobikwik wallet to upi transfer happened for free just like amazon wallet to upi. But on murchant qr code by scan method. Though i have full kyc account in mobikwik, but i didn't get Mobikwik Wallet to UPI option anywhere.

 

[TheMentalist]

I have seen some of the youtube videos where mobikwik wallet to upi transfer happened for free just like amazon wallet to upi. But on murchant qr code by scan method. Though i have full kyc account in mobikwik, but i didn't get Mobikwik Wallet to UPI option anywhere.

This didn't work ?? : https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-351915

 

[Tejo]

I have seen some of the youtube videos where mobikwik wallet to upi transfer happened for free just like amazon wallet to upi. But on murchant qr code by scan method. Though i have full kyc account in mobikwik, but i didn't get Mobikwik Wallet to UPI option anywhere.

Only some experts know the reason that .... why the featured immediately stopped ... mobikwik wallet upi.

@Abhishek012 @Rocky Bhai

 

[Tejo]

This didn't work ?? : https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-351915

@Abhishek012 bhai it's live again ??

 

[Rocky Bhai]

I have seen some of the youtube videos where mobikwik wallet to upi transfer happened for free just like amazon wallet to upi. But on murchant qr code by scan method. Though i have full kyc account in mobikwik, but i didn't get Mobikwik Wallet to UPI option anywhere.

Video se related kuch sawal hai
Wallet me cc se money kaise add kar raha hai without charges?
Aur wallet UPI se 2k se jyada kaise ho rahi payment merchant qr pr ?
Aur almost sabhi merchant qr pe 2k se jyada cc UPI or wallet upi acceptance pr mdr lagta hai to video me wo clearly dikhaya nahi ?

 

[Rocky Bhai]

Only some experts know the reason that .... why the featured immediately stopped ... mobikwik wallet upi.

@Abhishek012 @Rocky Bhai

Wait for first time in YouTube wala video
Tab kuch baat banegi 😀

 

[Tejo]

Wait for first time in YouTube wala video
Tab kuch baat banegi 😀

Should I tell arindham? 🤣

Pehale usko, bhahut gussa aatha, phir bolthe, Share for care.

I think they might banned that ...* as it's diff to normal upi ... *

 

[Tejo]

Video se related kuch sawal hai
Wallet me cc se money kaise add kar raha hai without charges?
Aur wallet UPI se 2k se jyada kaise ho rahi payment merchant qr pr ?
Aur almost sabhi merchant qr pe 2k se jyada cc UPI or wallet upi acceptance pr mdr lagta hai to video me wo clearly dikhaya nahi ?

Vo youtuber, @Rocky Bhai ki Thara pro nhi hai na

 

[Shubham Yadav]

Hello ITD
ITD : Ji kahiye
Vo yaha pr kuch log ..........

 

[CardTox]

Video se related kuch sawal hai
Wallet me cc se money kaise add kar raha hai without charges?
Aur wallet UPI se 2k se jyada kaise ho rahi payment merchant qr pr ?
Aur almost sabhi merchant qr pe 2k se jyada cc UPI or wallet upi acceptance pr mdr lagta hai to video me wo clearly dikhaya nahi ?

Mobikwik me aaj kal cc to wallet money add kar sakte hen bina kisi charge ke. Mene bhi last month 15k add kiye the koi charge nahi lga. Lekin wo wallet balance ko kisi qr murchant code pr transfer karne ke liay Wallet Upi option enable hona chahiye. Aur jahan tak bat hai 2k se zyada payment ki to , murchant qr pr aap zyda payment bhi kr sakte hen, all qr codes murchants don't charge mdr yet. so agar ye trick kaam kar jaye to wallet ke balance ko easily trnsfr kia ja skta hai murchant qr code pr.

 

[Anil_Singh]

HN8DETCW

Snapay refer code.

Using your code. Lets dig into snapay.

 

[Vishal K]

Means no method available below 2%,

as mobikwik charge 3.5%= 2.5 add to wallet+1 wallet to Bank, as shown in my account

I am exploring alternative credit card options from banks like AXIS or ICICI that offer similar benefits to the IDFC Wealth Credit Card for transferring using Paydeck, which provides interest-free transfers. This is because, with the IDFC Wealth Credit Card, when transferring INR 1 Lakh to the bank using Paydeck, one receives 8800 points equivalent to 2200 INR, while incurring an additional charge of 300 INR.

 

[jack333]

I am exploring alternative credit card options from banks like AXIS or ICICI that offer similar benefits to the IDFC Wealth Credit Card for transferring using Paydeck, which provides interest-free transfers. This is because, with the IDFC Wealth Credit Card, when transferring INR 1 Lakh to the bank using Paydeck, one receives 8800 points equivalent to 2200 INR, while incurring an additional charge of 300 INR.

What's the mcc of paydeck?

 

[Vishal K]

I used my Magnus card before September 1st, and it appeared as a utility transaction in my statement, earning me 25,000 reward points. However, when I used it again recently for a small transaction, the Axis customer care informed me that rewards wouldn't apply to this specific transaction.

 

[Tejo]

I am exploring alternative credit card options from banks like AXIS or ICICI that offer similar benefits to the IDFC Wealth Credit Card for transferring using Paydeck, which provides interest-free transfers. This is because, with the IDFC Wealth Credit Card, when transferring INR 1 Lakh to the bank using Paydeck, one receives 8800 points equivalent to 2200 INR, while incurring an additional charge of 300 INR.

Paydeck is entertaining money from card to self bank else you are using ur family member ac?

 

[Vishal K]

Paydeck is entertaining money from card to self bank else you are using ur family member ac?

Family member’s account

 

[Vishal K]

Due to Paydeck categorizing Magnus under utility, my plan to execute a transaction of 5 lakh for obtaining 70,250 reward points (equivalent to 14,050 statement credit or potentially more for hotel bookings) has failed. I've reached out to Paydeck customer service to inquire about the Merchant Category Code (MCC) options available. I'll wait until I receive the MCC information. Fortunately, I conducted a small INR 1000 transaction for testing purposes.