Is this a pre approved offer?

[rockyBalboa]

Hello members, I received a banner in my hdfc net banking and upon clicking I get offer of business money back card. However I am not very sure about few things and requesting members here to kindly help me on few questions.

(1) Is this a pre approved offer or it is an invitation to apply?
(2) Is business money back worth getting or should I wait for better offers?
(3) Will I be able to convert it to LTF later?
(4) Will upgrade to Millennia or Regalia be possible later?

I am attaching few screenshots below.

 

[Chaitanya-a]

m toh priority kholne ki soch rha hu. Burgundy m konsa cc milega LTF me?

Select CC

 

[rockyBalboa]

Its pre-qualified. I got a error while applying.

I don't care about this card but they did a cibil inquiry😭

So they can still reject this right?

 

[Rahul Gupta]

So they can still reject this right?

Yes. but chances are lower.

 

[Rahul Gupta]

Select CC

LTF?

 

[Chaitanya-a]

LTF?

Haan

 

[rockyBalboa]

Yes. but chances are lower.

Do they require us to submit any documents in this kind of offers?

 

[Rahul Gupta]

Do they require us to submit any documents in this kind of offers?

I don't know. Because got an error during application. But banks usually don't ask for income docs in pre-qualified/pre-approved offers.

 

[Rahul Gupta]

Haan

limit kitna mil sakta h koi idea h? aur priority par bhi toh select cc milta h.

 

[Chaitanya-a]

limit kitna mil sakta h koi idea h? aur priority par bhi toh select cc milta h.

Limit around 50k-100k rehti h. Priority account par Privilege CC milta h

 

[Rahul Gupta]

Limit around 50k-100k rehti h. Priority account par Privilege CC milta h

itni kam limit. Privilege bhi LTf hi hena?

 

[Chaitanya-a]

itni kam limit. Privilege bhi LTf hi hena?

Haan kaafi kam limit Deta h Axis.
Privilege FYF h but priority walo ke liye pre qualified rehta h ye benefit h sirf. LTF ni h.

 

[Rahul Gupta]

Haan kaafi kam limit Deta h Axis.
Privilege FYF h but priority walo ke liye pre qualified rehta h ye benefit h sirf. LTF ni h.

Regular saving account users ko myzone LTF diya jata h. Toh premium walo ko bhi kuch LTF dena chaiye.

 

[anirbanm]

Hello members, I received a banner in my hdfc net banking and upon clicking I get offer of business money back card. However I am not very sure about few things and requesting members here to kindly help me on few questions.

(1) Is this a pre approved offer or it is an invitation to apply?
(2) Is business money back worth getting or should I wait for better offers?
(3) Will I be able to convert it to LTF later?
(4) Will upgrade to Millennia or Regalia be possible later?

I am attaching few screenshots below.

Wait for LTF offer
Don't rush it

 

[rockyBalboa]

I don't know. Because got an error during application. But banks usually don't ask for income docs in pre-qualified/pre-approved offers.

Guess what!!! I tried to apply for it and got the error also. Cibil was hit. Don't know what to do next.

 

[Chaitanya-a]

Guess what!!! I tried to apply for it and got the error also. Cibil was hit. Don't know what to do next.

Fight with bank that if you've to check eligibility by hitting CIBIL, then why you sent 'You are eligible' message to my account. Share all the screenshot where your name and card offer is written.

 

[rockyBalboa]

Fight with bank that if you've to check eligibility by hitting CIBIL, then why you sent 'You are eligible' message to my account. Share all the screenshot where your name and card offer is written.

Thanks. Yeah just now sent email to them giving all the proofs.