Is this really pre-approved

[Adityavikramsingh]

Hi was browsing paytm today and saw this banner is this really pre-approved please answer

 

[SSV]

Hi was browsing paytm today and saw this banner is this really pre-approved please answer

in all likelihood NO..they didn't even disclose the bank...if i see it correctly...
But if someone had applied for it, they can throw some light..

 

[Credit_Cards]

Hi was browsing paytm today and saw this banner is this really pre-approved please answer

Third party pre approves are almost never pre approved. Read them as pre qualified that the channel is able to deem you qualified basis the information they have but no guarantee on approval

 

[praful47]

Bina account ke credit card pre- approved kaise mil sakta hai

 

[Adityavikramsingh]

Bina account ke credit card pre- approved kaise mil sakta hai

Mil sakta h jaise one Card one score app se

 

[Adityavikramsingh]

in all likelihood NO..they didn't even disclose the bank...if i see it correctly...
But if someone had applied for it, can throw some light..

They disclosed the bank it has options for Indusind platinum axis myzone and freedom as options to choose from

 

[kuchbhikuchbhi is verified member.]

They disclosed the bank it has options for Indusind platinum axis neo and freedom as options to choose from

they just want to lure you to apply

 

[Adityavikramsingh]

they just want to lure you to apply

That would be quite a good rbi ombudsman case and consumer court case for false advertising

 

[praful47]

Mil sakta h jaise one Card one score app se

Normal banks ka card nii milta

 

[SSV]

They disclosed the bank it has options for Indusind platinum axis neo and freedom as options to choose from

Means they are all very basic cards given by those respective banks ..
What it means , paytm is assuming you might have been eligible to get these basic cards and hence offering you though those are not 100 % pre approved..respective banks criteria still applies after your application is lodged

 

[Adityavikramsingh]

Means they are all very basic cards given by those respective banks ..
What it means , paytm is assuming you might have been eligible to get these basic cards and hence offering you though those are not 100 % pre approved..respective banks criteria still applies after your application is lodged

I am just 18 with no cards planing to get icici fd card should I apply

 

[SSV]

That would be quite a good rbi ombudsman case and consumer court case for false advertising

If you have time you can pursue this..
However there might be some hidden T&C, saying that the decision is still.at the discretion of the bank

 

[praful47]

Means they are all very basic cards given by those respective banks ..
What it means , paytm is assuming you might have been eligible to get these basic cards and hence offering you though those are not 100 % pre approved..respective banks criteria still applies after your application is lodged

There is nothing like eligibility they just throw random cards .
I have idfc millennia and they are giving me option to apply .

 

[kuchbhikuchbhi is verified member.]

hidden T&C

Reminds me of
"India is not for beginners"

 

[praful47]

Banks just use paytm timesprime and other websites to bring up leads . That's all.

 

[SSV]

I am just 18 with no cards planing to get icici fd card should I apply

Y e s

 

[praful47]

If you have time you can pursue this..
However there might be some hidden T&C, saying that the decision is still.at the discretion of bank

You are right they are not fool.

 

[Mr. BeanMr. Bean is verified member.]

I am just 18 with no cards planing to get icici fd card should I apply

Are you going to apply through PayTM? In this case, no.

Apply directly via ICICI (or any bank of your choice). An FD based secured credit card doesn't need a third-party (such as PayTM).

In general, banks won't issue an unsecured CC on 18. There are always some exceptions, though. Just search through the forum to get an idea on this. Anyway, just forget applying through PayTM for now, no matter what.

 

[Adityavikramsingh]

Are you going to apply through PayTM? In this case, no.

Apply directly via ICICI (or any bank of your choice). An FD based secured credit card doesn't need a third-party (such as PayTM).

In general, banks won't issue an unsecured CC on 18. There are always some exceptions, though. Just search through the forum to get an idea on this. Anyway, just forget applying through PayTM for now, no matter what.

No i am talking about if I get unsecured cc in any of these options that will be it

 

[Shubham1221]

Normal banks ka card nii milta

Axis ,yes bank,icici,rbl . In savi bank ka card hai mere pass bina account. You are living in myth. Bina account ke sare private bank card dete hai .