Currently not eligible for Magnus (Probably due to NH in Cibil) , meet all the other criteria I have made the following plan of action , and would love your opinion : Get my Current Account 15 L+ AQB and my Savings Account ( 60k-70k balance throughout the PY) under Family banking and upgrade to Burgundy (Branch agreed to upgrade) Apply for select card .(does burgundy automatically approv select? or I can still be declined due to NH CIBIL) or Should I try for HDFC/ICICI Card? Use the card for 1 month and ask for Limit Increase with Income docs. Request to upgrade to Magnus(any other card most suitable at that time) I wish to get Magnus at the earliest to use it to full potential before the imminent devaluation.

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Is this route for Magnus good ?

Thread starter rdargar
Start date Mar 24, 2023

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rdargar

TF Select

Mar 24, 2023

Currently not eligible for Magnus (Probably due to NH in Cibil) , meet all the other criteria

I have made the following plan of action , and would love your opinion :

Get my Current Account 15 L+ AQB and my Savings Account ( 60k-70k balance throughout the PY) under Family banking and upgrade to Burgundy (Branch agreed to upgrade)
Apply for select card .(does burgundy automatically approv select? or I can still be declined due to NH CIBIL) or Should I try for HDFC/ICICI Card?
Use the card for 1 month and ask for Limit Increase with Income docs.
Request to upgrade to Magnus(any other card most suitable at that time)

I wish to get Magnus at the earliest to use it to full potential before the imminent devaluation.