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Issue with Reapplying for HDFC Credit Card After Closing TATA Neu Plus Card

Ekavya

TF Ace
I previously held the HDFC TATA Neu Plus Credit Card, but I needed the Core variant, so I closed the Neu Plus card. Alongside that, I opened a new HDFC savings account at the same time with my brother, who has never had a credit card.

Now, even after 3.5 months, whenever I try to apply for a new HDFC credit card, I still receive the message: "You already have a credit card."

On the other hand, my brother is getting calls from HDFC offering him credit cards and even sees the option for a Moneyback Credit Card on HDFC's website.

Why am I still facing this issue, and what should I do to resolve it?
4o
 
I previously held the HDFC TATA Neu Plus Credit Card, but I needed the Core variant, so I closed the Neu Plus card. Alongside that, I opened a new HDFC savings account at the same time with my brother, who has never had a credit card.

Now, even after 3.5 months, whenever I try to apply for a new HDFC credit card, I still receive the message: "You already have a credit card."

On the other hand, my brother is getting calls from HDFC offering him credit cards and even sees the option for a Moneyback Credit Card on HDFC's website.

Why am I still facing this issue, and what should I do to resolve it?
4o
My account is also 3 months purana getting moneyback , Swiggy , indianoil and pixel LTF with 1500 voucher.
(Not pre-approved)
 
I previously held the HDFC TATA Neu Plus Credit Card, but I needed the Core variant, so I closed the Neu Plus card. Alongside that, I opened a new HDFC savings account at the same time with my brother, who has never had a credit card.

Now, even after 3.5 months, whenever I try to apply for a new HDFC credit card, I still receive the message: "You already have a credit card."

On the other hand, my brother is getting calls from HDFC offering him credit cards and even sees the option for a Moneyback Credit Card on HDFC's website.

Why am I still facing this issue, and what should I do to resolve it?
4o
Get a HDFC Moneyback+ or freedom card through Paytm - U get paid variants, but you can later upgrade that card to Millennia or any other, depending on ur CC limit. Many ppl applied in this way and got their core card without much effort.

Sometimes we get this error while applying for their core cards, if u can, apply for Swiggy card and use it for a few months, later upgrade to core cards based on ur requirements

U can also send an Email to their Grievance team, but most likely u get a generic reply from them so, I'm not recommending that route.

Good luck!

Mark this as the solution if ur query is resolved.
 
Get a HDFC Moneyback+ or freedom card through Paytm - U get paid variants, but you can later upgrade that card to Millennia or any other, depending on ur CC limit. Many ppl applied in this way and got their core card without much effort.

Sometimes we get this error while applying for their core cards, if u can, apply for Swiggy card and use it for a few months, later upgrade to core cards based on ur requirements

U can also send an Email to their Grievance team, but most likely u get a generic reply from them so, I'm not recommending that route.

Good luck!

Mark this as the solution if ur query is resolved.
In my opinion he/she should wait atleast 6 months if HDFC doesn't offer anything then it's his/her call .
 
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