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It is possible to get C2C Limit Enhancement
- Thread starter ihmahetar
- Start date
sudheerreddy
TF Premier
No Bank Allows Limit Enhancement by C2C
N o p e ....
Cancel and reapply using C2C
Which bank u looking for
Indirectly u can . Directly less chances unless u hold super premium card
Once u get a card say
U aplied with 5 lakh limit u got 3 lakh in new bank via c2c
Now your new limit increased to 10 lakh from initial 5 lakh .
You can tell bank B to increase the limit because bank A did .
You support your argument saying u want more limit else you won't spend etc etc ..
+ Providing your income doc .
Or maybe bank b featch your cibil & gives u more limit that's different case ..
Which usually happens
One scenario…
You have two 🪓 CCs with a shared limit of 1.2L…
You have 10L limit of some other bank..
Now you can apply for another premium 🪓 CC on C2C method and get the new cc with 10L limit and share it with other siblings across
Have fun…
Last edited:
opbamldg
TF Buzz
Kotak used to allow till July 2023
They do
Just do another cc application offline and you will get new limit
Works for axis ,maybe icici too
OT: what is the general approx percent of LE.
I have been offered LE for Amazon pay of around 20%. This LE has been offered after may be 3 years now. Should I avail it or wait for any additional LE.
If I take the existing LE of 20% I don't want to wait for another 2-3 years for another LE.
I have been offered LE for Amazon pay of around 20%. This LE has been offered after may be 3 years now. Should I avail it or wait for any additional LE.
If I take the existing LE of 20% I don't want to wait for another 2-3 years for another LE.
If you want to a proper advise,
just write down the real numbers. not relative % type of things
1) current CL
2)offered CL
3) Income recorded in the bank records
4)SPends in the past 6 months and 12 months
5) projected spends in the next 6 months and 12 months
Nobody can predict auto LE timeline. Some get 3-4 times in a year, some don't get for 3-4 years.
If you want more limit than being offered then send income documents by email, if not, take auto LE.
The current limit is 7.40 lakhs and the auto enhancement limit being offered is 8.90 lakhs.
The card is approx 5 years old and itr submitted at that time would be approx 8.00 lakhs.
Usage is very nominal around 5-6k max per month. Some months it's NIL. Recently I guess I purchased flight tickets worth 30k which might have triggered the LE.
Goal is to have 1 cc with limit of approx 10.00 lakhs which will help in case of c2c in future.
Also have IDFC wealth card with limit of 7.40 lakhs and 1 MRCC card with limit of 2.68 lakhs and amex gold card.
Most of the usage is eith on MRCC or on Gold.
Was hoping to get HDFC regalia gold however they want net in hand of Rs. 1.00 lakhs which is not possible due to housing loan.
Also have IDFC wealth card with limit of 7.40 lakhs and 1 MRCC card with limit of 2.68 lakhs and amex gold card.
Most of the usage is eith on MRCC or on Gold.
Was hoping to get HDFC regalia gold however they want net in hand of Rs. 1.00 lakhs which is not possible due to housing loan.
Take it .
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