jio Annual plan

[dipendrak1]

So that means i can get 25% upto 250 on airtel recharges/airtel broadband and 10% upto 250 on jio recharges/electricity bill/gas bill,etc..

Is that right??

yes bro correct

 

[helloworld]

Ok so now i use my yes cc RP and pay the rest amt via airtel axis … Thanks bro 🤓

Can you let me know, do you get any redemption fee (99+gst) charged from yes cc if you redeem this way?

Do not use yes bank here (pay with rewards). 1 RP = 0.10p it provides upto 0.25p through yes rewards.

 

[Ehtasham_123]

if you have multiple rupay DC - recharge 899 or 999 plans on friday through Amz via Rupay DC and queue up - 100 off per recharge. unlimited 5G so daily data is irrelevant.

I have 3 accounts in Amazon with one as Prime. Surprisingly, non-Prime Account gives 20% instant discount upto Rs. 100 on every Friday on Rupay Platinum Debit Card.

 

[scn]

Do not use yes bank here (pay with rewards). 1 RP = 0.10p it provides upto 0.25p through yes rewards.

Thanks. But I have a issue. That's why I asked for the redemption fee. 0.25 on travel category where prices are already high and then 99+gst charged for redemption on top of it which nullify the rewards earn. I do not have enough points on yes bank virtual rupay card (500 rewards as per now) and thinking of close this card and redeem it. Active only to use swiggy Instamart 15% per month deal. Main card already closed due to low usage and rewards. I hardly earn 500 Rs from main card from 5 years on this. Sbi simplyclick already have with 5 year old ltf and provide 1.25%/2.5% amazon voucher . After so much devaluation on simplyclick and getting sbi cashback and tata neu infinity, do not need this yes card rupay also. I cannot manage so much card in my portfolio, so thinking of redeeming all the points before going to close

 

[helloworld]

Thanks. But I have a issue. and then 99+gst charged for redemption on top of it which nullify the rewards earn. Active only to use swiggy Instamart 15% per month deal. Main card already closed due to low usage and rewards. I hardly earn 500 Rs from main card from 5 years on this.

In 5 years, you didn't understand the use cases of "rewards credit cards" for any bank. These are meant to accumulate points and redeem at bulk, that's the reason bank kept redemption fee (not only YES, but all banks except premium cards kept this fee). For 118rs. redemption it nullify the rewards earn, what about 5000rs. or 10000rs. As mentioned, "rewards credit cards" for any bank supposed to accumulate for some period and redeem at one go.

Also, "rewards credit cards" need frequent spends so that you'll accumulate required points faster otherwise you're risking for devaluation. The faster you earn the better your reward rate.

Same applies: AMEX, HDFC, AXIS, YES .. never apply them if worrying for redemption fee or frequent redemption.

Based on this I think you should stick with "cashback credit cards"

0.25 on travel category where prices are already high

Post in thread 'YES Bank RewardZ Redemption Options - for MARQUEE Credit Card'

Feb 16, 2024

A random search provides the following ..




MMT | YES REWARDZ | HOTEL Official (same hotel, same room category, same benefits)

1 RP = 0.27p

• helloworld

• 

Check this, as per this example we can get 1 RP = 0.27p. It's all about timing, again use cases of "rewards credit card" which majorly is when to redeem and where.

I do not have enough points on yes bank virtual rupay card (500 rewards as per now) and thinking of close this card and redeem it.

In this case, you can redeem for 0.10p and safely close it. But keep that in mind in future if you ever apply for "rewards credit cards".

 

[scn]

Sorry bro, I understand but I'm not a high spender to accumulate this points. Reward rate was better on simplyclick so always prefer simplyclick over yes. FYI I only redeem one time throughout the 5 year span and my total point accumulation is 5000 when I closed this card. Its actually too less usage from this card. Bank provides this card to me when salary account is opened and LTF with free lounge access and golf access. That LTF and lounge access is the only criteria to have this card at that time.

 

[pothi]

I have 3 accounts in Amazon with one as Prime. Surprisingly, non-Prime Account gives 20% instant discount upto Rs. 100 on every Friday on Rupay Platinum Debit Card.

That's normal. I have 3 Amazon accounts too, but with only one non-prime.

 

[virat#889]

For my Jio Fiber, I used it.

How r u using super coins for fiber recharge?

 

[vine]

Just add your card and start using it for payments.

Waaaaat.. we can directly use the useless yes cc rewards points!!

 

[ManojGowda]

How r u using super coins for fiber recharge?

They give you poor value per coin, don't use it.
Better to use in Flipkart or Myntra orders where you get value of ₹1

 

[helloworld]

Waaaaat.. we can directly use the useless yes cc rewards points!!

the value is just 0.10p, same rate for amzn voucher.

YES reward points for revenue booking flights/hotels at 0.25p.

 

[vine]

I have 3 accounts in Amazon with one as Prime. Surprisingly, non-Prime Account gives 20% instant discount upto Rs. 100 on every Friday on Rupay Platinum Debit Card.

That's not dependent on prime status, correct?

 

[vine]

the value is just 0.10p, same rate for amzn voucher.

YES reward points for revenue booking flights/hotels at 0.25p.

I have like 800/1000 , never used it much anyway. If it's without ₹118 redemption charges, anything is good enough.

 

[helloworld]

I have like 800/1000 , never used it much anyway. If it's without ₹118 redemption charges, anything is good enough.

redemption charges applicable no matter wherever u used it except for Reserv / Marquee (that also changed due to recent notification, they charged for these cards next month onwards)./

 

[vine]

redemption charges applicable no matter wherever u used it except for Reserv / Marquee (that also changed due to recent notification, they charged for these cards next month onwards)./

Are redemption charges applicable when we redeem for mobile recharges etc as shown on this post:

Post in thread 'jio Annual plan'

Sep 7, 2024

Okay got it … btw there is a pay with reward option available too in jio app … did u evr used that?

For my Jio Fiber, I used it.

• Sathishmani

• 

 

[helloworld]

Are redemption charges applicable when we redeem for mobile recharges etc as shown on this post:

Post in thread 'jio Annual plan'

Sep 7, 2024

Okay got it … btw there is a pay with reward option available too in jio app … did u evr used that?

For my Jio Fiber, I used it.

• Sathishmani

• 

y e s

 

[Ehtasham_123]

That's not dependent on prime status, correct?

yes, that offer never came in my prime account