Jupiter Edge Visa credit card LTF pre-approved, should I take it?

[xfactcc]

Greetings members,

As you can see in the headline:
I am being offered a LTF Jupiter Edge Visa Federal Bank credit card with 2.8L limit, should I take it based on the value of this card and the mentioned factors?

Please consider the following too:

1. I do not have a FedBank CC yet, my obvious preference is to obtain their best card if provided LTF but previously I have been rejected (any tricks reference is welcome 🙂)
2. The LTF offer mentioned above is until 31st December (now shows 20th December 😒)
3. Will it be difficult to get a better FedBank credit card in the future if I take this card?
4. I wanted the Jupiter CSB Rupay credit card but not being offered that yet, (my waitlist number is 205866 so I may not get the LTF card as they mentioned somewhere only the first 2 lakh customers will get it)
5. I am being offered OneCard secured, and SimlyFi secured CC both from FedBank - I haven't taken them yet

Please do your magic as you always do and enlighten me with your wisdom!

Apologies if this post is not original.

Thank you!

 

[CARDiologist]

Check once with the federal bank you may get a federal Bank core card pre-approved

 

[xfactcc]

Check once with the federal bank you may get a federal Bank core card pre-approved

Called their helpline to enquire if I have any pre-approved CC offer for me. Since I am Fi and Jupiter customer and non core banking customer he said he can't check, he advised me that I can apply from Federal Bank's website to see what I am eligible for. But I don't want a CIBIL hit.

 

[CARDiologist]

Called their helpline to enquire if I have any pre-approved CC offer for me. Since I am Fi and Jupiter customer and non core banking customer he said he can't check, he advised me that I can apply from Federal Bank's website to see what I am eligible for. But I don't want a CIBIL hit.

Also federal Bank only allows one card/customer so, if you take this card your chance of getting a federal Bank core credit card is going to be difficult.

You can check this thread once for further clarification

If you have a Pre Approved offer on Fi Credit Card, you might be able to get Federal Bank Core CC

If you have a Fi account and you noticed the Credit Card section on their App, you can start the Application, I did that, they have some sort of processing which gives the Pre approved limit of 5L (without hitting CIBIL, atleast in my case). I didn't complete the Application. Didn't do vKYC or...

www.technofino.in

 

[Anon1]

In Jupiter app, where we can see about this LTF Jupiter Edge Visa card?

 

[xfactcc]

In Jupiter app, where we can see about this LTF Jupiter Edge Visa card?

I saw pop ups,
Front screen advert
WhatsApp message.

 

[aayusharyan]

Greetings members,

As you can see in the headline:
I am being offered a LTF Jupiter Edge Visa Federal Bank credit card with 2.8L limit, should I take it based on the value of this card and the mentioned factors?

Please consider the following too:

1. I do not have a FedBank CC yet, my obvious preference is to obtain their best card if provided LTF but previously I have been rejected (any tricks reference is welcome 🙂)
2. The LTF offer mentioned above is until 31st December (now shows 20th December 😒)
3. Will it be difficult to get a better FedBank credit card in the future if I take this card?
4. I wanted the Jupiter CSB Rupay credit card but not being offered that yet, (my waitlist number is 205866 so I may not get the LTF card as they mentioned somewhere only the first 2 lakh customers will get it)
5. I am being offered OneCard secured, and SimlyFi secured CC both from FedBank - I haven't taken them yet

Please do your magic as you always do and enlighten me with your wisdom!

Apologies if this post is not original.

Thank you!

What was your waiting list when you applied for this card?

 

[aayusharyan]

Called their helpline to enquire if I have any pre-approved CC offer for me. Since I am Fi and Jupiter customer and non core banking customer he said he can't check, he advised me that I can apply from Federal Bank's website to see what I am eligible for. But I don't want a CIBIL hit.

Try the Fed application Process. I know it works for Fi,maybe you can share your experience for Jupiter as well (if you want to ofc).

 

[xfactcc]

What was your waiting list when you applied for this card?

I don't remember applying for or getting in waitlist for the Visa Edge card.

 

[xfactcc]

Try the Fed application Process. I know it works for Fi,maybe you can share your experience for Jupiter as well (if you want to ofc).

I am weary of CIBIL hit, otherwise I would.

 

[aayusharyan]

I don't remember applying for or getting in waitlist for the Visa Edge card.

Interesting. For some reason, I only see the CSB Card, so I thought maybe they discontinued the Fed co branded card. But it's not that it seems

 

[aayusharyan]

I am weary of CIBIL hit, otherwise I would.

Are you planning to take on some loan or sth?

 

[xfactcc]

Are you planning to take on some loan or sth?

Unfortunately, I had an enquiry every single month until Nov, I don't want to continue that trend. I want to keep the enquiry section clean in case I want to apply for more picky cards like Amex or Scapia etc.

 

[xfactcc]

Interesting. For some reason, I only see the CSB Card, so I thought maybe they discontinued the Fed co branded card. But it's not that it seems

Let's swap 😜

 

[aayusharyan]

Unfortunately, I had an enquiry every single month until Nov, I don't want to continue that trend. I want to keep the enquiry section clean in case I want to apply for more picky cards like Amex or Scapia etc.

Yeah, understandable. Me personally don't care about it, but I guess keeping that number low helps.

 

[ltf4ever]

what is the usp of this card?

they mention 'upto' 5% cashback.
but they don't mention what UPTO means. and for which categories or spends.

if it was flat 5% unconditional, I would have said yes to taking it.

 

[xfactcc]

what is the usp of this card?

they mention 'upto' 5% cashback.
but they don't mention what UPTO means. and for which categories or spends.

if it was flat 5% unconditional, I would have said yes to taking it.

I think you're referring to the CSB Rupay credit card, this Fedbank Visa credit card offers poor reward structure imo.

 

[CardSeeker]

Jupiter Federal CC Offers AS LTF With 5 Lakhs Limit

Waiting For Federal Bank Core cc

 

[xfactcc]

Jupiter Federal CC Offers AS LTF With 5 Lakhs Limit

Waiting For Federal Bank Core cc

Cool! But this LTF offer is apparently for a limited time, on WhatsApp ad it says 31 December, on the J app it shows 20 December.

I wish there was a way to check Federal Bank CC pre-approved offers without fresh application initiation.

 

[CardSeeker]

Cool! But this LTF offer is apparently for a limited time, on WhatsApp ad it says 31 December, on the J app it shows 20 December.

I wish there was a way to check Federal Bank CC pre-approved offers without fresh application initiation.

Same I wish to check