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Just For Fun 🐰

😭😭😭 @pinki ji mujhe bhi pata hai, maine bas pucha.
Because mere bhai and maine same day same initial deposit se account open Kiya hai, spending pattern bhi same hai.
Abhi tak har promotional mail same to same mila hai har ek mail pehle usko milta then mujhe.

But last week mujhe FD card offer aya, 4 mails aya back to back 4 din mai.

Then ye pixel wala, usko kuch nehi aya.

That's why I'm asking ki ye Good sign hai ya nehi
Agla offer freedom ya moneyback ayega dekhna
Uske bad hi millenia
Tension not sovon babu :hehe: :hehe:
 
I laughed because of ur " Sovon's stars not aligned" comment.😅U r right about it not being a preapproved offer. But HDFC usually starts giving loan offers---> Pixel card offer---> Finally Millenia card offer. Thats y I said it is a good sign. @sovon last year they gave LTF Millenia offer around Dec.31st. So dont miss that offer if it comes this year
:hehe:moneyback ya freedom wala step bhul gye doc saab
 
For new to credit customers (like sovon) they might directly offer Millenia depending on salary bracket. Like one of our TF members was directly offered Regalia last month because his salary was high
I m not aware whether he opened a salary acc , and getting his mothly credit.
I thought of as savings max , with dc spends, so for that freedom to dc is their key 🤣:hehe:
 
Nehi nehi saving max bhi nehi, regular savings account hi hai.
But 1.5L or even more, maintain kar raha hoon.
Dont worry bro. Mere pas toh HDFC ka savings account hi nahi hai. But when I apply using alternate mobile number then I am getting Millenia and 2 other co branded cards option, just based on salary bracket and Cibil score (they rejected that Millenia application because they matched my PAN card no. and found that I already have cobranded Swiggy card). If u have filled salary as >35k/m and have good Cibil h/o then u should not settle for anything less than Millenia.
 
Dont worry bro. Mere pas toh HDFC ka savings account hi nahi hai. But when I apply using alternate mobile number then I am getting Millenia and 2 other co branded cards option, just based on salary bracket and Cibil score (they rejected that Millenia application because they matched my PAN card no. and found that I already have cobranded Swiggy card). If u have filled salary as >35k/m and have good Cibil h/o then u should not settle for anything less than Millenia.
Yupp they filled my application 5L per year, and my cibil is hanging around 774 to 792, currently 781.

4.9 years. 12 accounts , 14 enquiries. No late payment
 
Nehi nehi saving max bhi nehi, regular savings account hi hai.
But 1.5L or even more, maintain kar raha hoon.
Dont worry bro. Mere pas toh HDFC ka savings account hi nahi hai. But when I apply using alternate mobile number then I am getting Millenia and 2 other co branded cards option, just based on salary bracket and Cibil score (they rejected that Millenia application because they matched my PAN card no. and found that I already have cobranded Swiggy card). If u have filled salary as >35k/m and have good Cibil h/o then u should not settle for anything less than Millenia.

Yupp they filled my application 5L per year, and my cibil is hanging around 774 to 792, currently 781.

4.9 years. 12 accounts , 14 enquiries. No late payment
Bus kar pagle , ab rulayega kya....
 
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