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Kiwi Neon subscription launched, 5% online, 2% UPI

doomlord

TF Premier
**Kiwi NEON Subscription Benefits**

**Flat 2% Cashback**
- On Scan & Pay transactions

**5% Cashback**
- On annual spends of ₹1.5L

**Airport Lounge Access**
- And other benefits

Cashback Plan:

**Annual Spend ₹50K**
- 3% cashback on all spends up to ₹50K

**Annual Spend ₹1L**
- 4% cashback on all spends up to ₹1 Lakh

**Annual Spend ₹1.5L**
- 5% cashback on all spends up to ₹1.5 Lakh

**Notes:**
- Milestone rewards will be credited by the end of the next month.
- Select merchant categories are excluded from the Reward Program.
 

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**Kiwi NEON Subscription Benefits**

**Flat 2% Cashback**
- On Scan & Pay transactions

**5% Cashback**
- On annual spends of ₹1.5L

**Airport Lounge Access**
- And other benefits

Cashback Plan:

**Annual Spend ₹50K**
- 3% cashback on all spends up to ₹50K

**Annual Spend ₹1L**
- 4% cashback on all spends up to ₹1 Lakh

**Annual Spend ₹1.5L**
- 5% cashback on all spends up to ₹1.5 Lakh

**Notes:**
- Milestone rewards will be credited by the end of the next month.
- Select merchant categories are excluded from the Reward Program.
My card application rejected but i have got free subscription can anybody tell me what is the use of it if i have not received the kiwi card
 
Now post calculation I feel like have received less cashback as milestone benefits. Have spent around 51,695 till 30th Sep and have earned cashback of around 436.75 (excluding any promotional cashback).

Should have received an additional cashback of [(51,695 * 3%) - 436.75] = 1114.10 but received 787.75 only.
Have you considered the exclusions there are lot of excluded categories that are not eligible for rewards.
 
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