Revaluation Kiwi Yes bank cards rolling out

[rojajimmy]

I just saw this post on the CreditcardsIndia Subreddit.

I hope they do not forget the Axis Kiwi card holders focusing on new customers now.

 

[SSV]

cibil is papa..if papa says yes at first time..then no son's approval needed

its not like that.. It is not CIBIL saying yes, It is banks choice to choose which one to look at..

Actually in principle, all Credit enquiries must be registered in all the 4 bureaus.. whether the banks look at CIBIL/CRIF/Experian/Equifax..

but unfortunately the rest of the 3 are not being informed ./ kept in the loop.. I am not sure whose fault it is.

but Only CIBIL is maintained / kept in the loop properly...

 

[Arkapal Sen]

its not like that.. It is not CIBIL saying yes, It is banks choice to choose which one to look at..

Actually in principle, all Credit enquiries must be registered in all the 4 bureaus.. whether the banks look at CIBIL/CRIF/Experian/Equifax..

but unfortunately the rest of the 3 are not being informed ./ kept in the loop.. I am not sure whose fault it is.

but Only CIBIL is maintained / kept in the loop properly...

gotcha..basically banks decide where to hit

 

[SSV]

gotcha..basically banks decide where to hit

Correct . .
Basically , it is like who is their preferred credit bureau partner.. depending upon that the enquiry goes their first..
but at the end , this enquiry must be registered in all the 4 bureaus.. but this second step is not happening properly in this case.. and no-one cares.. which is unfortunate.. the governing body's should jump in here .. but who cares in India..

 

[Arkapal Sen]

Correct . .
Basically , it is like who is their preferred credit bureau partner.. depending upon that the enquiry goes their first..
but at the end , this enquiry must be registered in all the 4 bureaus.. but this second step is not happening properly in this case..

lets see what happens..

 

[RAMESH BABU N]

Correct . .
Basically , it is like who is their preferred credit bureau partner.. depending upon that the enquiry goes their first..
but at the end , this enquiry must be registered in all the 4 bureaus.. but this second step is not happening properly in this case.. and no-one cares.. which is unfortunate.. the governing body's should jump in here .. but who cares in India..

I think these 4 rating agencies would exchange n sync their data - at quarterly intervals.

 

[SSV]

I think these 4 rating agencies would exchange n sync their data - at quarterly intervals.

No .. not happening in the case of enquiries

 

[Sathishmani]

My application is declined. I am already holding Yes bank credit cards.

 

[prc1990]

So your sorted soon kiwi will show approved in few days

How to set UPI PIN w/o knowing the last 6 digits and expiry date of the card?

 

[Rohith-2009]

My application is declined. I am already holding Yes bank credit cards.

Leave it. It's not a big bank of india to care. If even they reject application, I will just ignore. Because I have HDFC, Axis, icici, sbi, Bob cards. These are more than enough

 

[Sathishmani]

Leave it. It's not a big bank of india to care. If even they reject application, I will just ignore. Because I have HDFC, Axis, icici, sbi, Bob cards. These are more than enough

Yeah uninstalled Kiwi app now. Happy with Tata Infinity card.

 

[CARDiologist]

My card got approved.No call/verification from yes bank.Even, no communication about approval from yes bank.Card no generated but kiwi app shows still in progress.

 

[althafvly]

My card got approved.No call/verification from yes bank.Even, no communication about approval from yes bank.Card no generated but kiwi app shows still in progress.

Same for me. Approved by yes bank. But still review in kiwi app.

 

[amarjit_rsingh]

My card got approved.No call/verification from yes bank.Even, no communication about approval from yes bank.Card no generated but kiwi app shows still in progress.

i applied on 19th July but still it is in progress status

 

[dan873]

My application is declined. I am already holding Yes bank credit cards.

How to get application number?

 

[Sathishmani]

How to get application number?

You will get both message and email

 

[dan873]

You will get both message and email

Haven't received anything yet completed vkyc on 23rd

 

[Sathishmani]

Haven't received anything yet completed vkyc on 23rd

Wait for few more days. You will get it.

 

[Arkapal Sen]

No .. not happening in the case of enquiries

 

[Arkapal Sen]

No .. not happening in the case of enquiries

no cibil hit msg..only experian as i said..kiwi cc..its showing approved here

 

[neerajnagariya]

My application is declined. I am already holding Yes bank credit cards.

I also hold 2 yes bank cc, but my application was declined. I think they are not issuing to their existing cardholders (especially Rupay cc).