Revaluation Kiwi Yes Bank Credit Cards (Rupay - UPI) Rolling out

[rojajimmy]

I just saw this post on the CreditcardsIndia Subreddit.

I hope they do not forget the Axis Kiwi card holders focusing on new customers now.

 

[Bohra]

Checked through Yes Bank tracking URL and found this.

So your sorted soon kiwi will show approved in few days

 

[Card_Crafter]

Was their any physical verification ? What was the Timeline of onboarding ?

Yes. Here is my previous post - https://www.technofino.in/community/threads/kiwi-yes-bank-cards-rolling-out.28588/page-7#post-721806

 

[Rohith-2009]

Yes. Here is my previous post - https://www.technofino.in/community/threads/kiwi-yes-bank-cards-rolling-out.28588/page-7#post-721806

I also got a call. But. He asked did anyone call you before? I said no. He verified my address and he said he's going to put someone else on the con call. He called him but he didn't attend. He said he'll connect again with him. In true caller, it's showing hdfc bank for his number

 

[althafvly]

Checked through Yes Bank tracking URL and found this.

Mine also shows approved now. In kiwi app it's still in review.

 

[SSV]

same..they hit my experian not cibil

CIBIL will also be hit soon ..

 

[amarjit_rsingh]

i got the application reference no today and by when i can get approval status update. Application status is showing as "In Progress" How many days it takes from application reference generation and experian hit i.e. today

 

[Tazact]

First CIBIL hit than EXPERIAN hit next day.

 

[RAMESH BABU N]

First CIBIL hit than EXPERIAN hit next day.

It appears that CIBIL hit is the handiwork of GoKiwi. After they are satisfied, the application is processed n forwarded by GoKiwi to YesBank.

And, YesBank will do their own processing - n do an Experian hit - and then decide.

Last year, when GoKiwi launched Axis Kwik, there was only 1 hit (if I remember correctly).

 

[Arkapal Sen]

CIBIL will also be hit soon ..

lets see what happens

 

[Arkapal Sen]

It appears that CIBIL hit is the handiwork of GoKiwi. After they are satisfied, the application is processed n forwarded by GoKiwi to YesBank.

And, YesBank will do their own processing - n do an Experian hit - and then decide.

Last year, when GoKiwi launched Axis Kwik, there was only 1 hit (if I remember correctly).

for me..only experian hit is done by yes..no cibil from kiwi/yes bank..2days passed

 

[SSV]

for me..only experian hit is done by yes..no cibil from kiwi/yes bank..2days passed

Normally on the 2nd day CIBIL should hit..
you are saying 2 days already had been passed.. lets wait for another day and then can conclude..

 

[Arkapal Sen]

Noramlly on the 2nd day CIBIL should hit..
you are saying 2 days already had been passed.. lets wait for another day and then can conclude..

anyways cibil hit for me is so common now..i got 2cibil hit for bob cc application..even after giving all docs..they mails me daily to send docs..typical bob

 

[Rohith-2009]

Noramlly on the 2nd day CIBIL should hit..
you are saying 2 days already had been passed.. lets wait for another day and then can conclude..

I have checked cibil on kiwi before applying so maybe because of that they didn't hit cibil. I received alert from experian only

 

[Arkapal Sen]

I have checked cibil on kiwi before applying so maybe because of that they didn't hit cibil. I received alert from experian only

i too checked cibil on kiwi before applying..may be ur word is right.

 

[SSV]

I have checked cibil on kiwi before applying so maybe because of that they didn't hit cibil. I received alert from experian only

Yes, there is some peculiar thing happening with KIWI at the pre-processing stage..
I think it may be like below:
Step 1) Kiwi doing soft enquiry with CIBIL
Step 2) Forwarding the applciation to YES basis its positive assessment from Step 1.
Step 3) : Yes doing Hard enquiry in Experian and approving the application..

This may be happening in this case..
lets wait for a couple of days then we can conclude.

 

[Arkapal Sen]

Yes, there is some peculiar thing happening with KIWI at the pre-processing stage..
I think it may be like below:
Step 1) Kiwi doing soft enquiry with CIBIL
Step 2) Forwarding the applciation to YES basis its positive assessment from Step 1.
Step 3) : Yes doing Hard enquiry in Experian and approving the application..

This may be happening in this case..
lets wait for a couple of days then we can conclude.

u hit the main part..if i think this way..yes they might be doing this only

 

[Rohith-2009]

u hit the main part..if i think this way..yes they might be doing this only

No, I just checked. There's a cibil hit from yes bank already

 

[Arkapal Sen]

No, I just checked. There's a cibil hit from yes bank already

then mine will come within a day

 

[SSV]

No, I just checked. There's a cibil hit from yes bank already

If this is true, then nothing has changed from the past..
first hit in Experian and then CIBIL hit the following day..

I rarely see any application missing CIBIL hit..
but the other way around is completely possible.. i.e no hits in Experian, CRIF and Equifax..

 

[Arkapal Sen]

If this is true, then nothing has changed from the past..
first hit in Experian and then CIBIL hit the following day..

I rarely see any application missing CIBIL hit..
but the other way around is completely possible.. i.e no hits in Experian, CRIF and Equifax..

cibil is papa..if papa says yes at first time..then no son's approval needed