Kotak 811 Account Welcome Kit

[varun__goel_]

I opened a Kotak 811 Account. It's been more than a week, haven't received any welcome kit/cheque book. Also contacted customer care, they informed nothing will be issued. Has anyone else opened 811 account and haven't received anything(cheque book/atm card/welcome letter)

 

[varun__goel_]

I just opened a Kotak 811 account few hours ago. Finished KYC also. Had a few queries:

1. I opened the A/c from 811's website and finished KYC. Downloaded the Kotak Banking App and logged in but it still does not show that KYC is done and pending verification. It shows that start your KYC. Will it be updated in a few hours ?

2. The IFSC Code generated for me was showing as KKBK0000811 which when searched shows a Kotak branch in Ahmedabad whereas I am from Mumbai. Will an IFSC Code of a branch near my pincode be allotted later?

Are you able to make debit trans via acc? If yes then kyc has been successful. Another way go to kotak 811 menu, go to account details. It will written kotak 811 full kyc.

For branch wait few days, if not changed do it manually

 

[Tejo]

I just opened a Kotak 811 account few hours ago. Finished KYC also. Had a few queries:

1. I opened the A/c from 811's website and finished KYC. Downloaded the Kotak Banking App and logged in but it still does not show that KYC is done and pending verification. It shows that start your KYC. Will it be updated in a few hours ?

2. The IFSC Code generated for me was showing as KKBK0000811 which when searched shows a Kotak branch in Ahmedabad whereas I am from Mumbai. Will an IFSC Code of a branch near my pincode be allotted later?

1. If you did vkyc, it takes some time to update in ckyc and in bank records. If fails unfortunately they will ask you to do.

2. You no need to worry as soon as kyc updates, they will assign near branch as home branch else you can change in netbanking/mobile banking.

 

[srikant]

Fully digital account. No need of any cheque book or even a physical debit card. Digital/virtual debit card is functionally as good for meeting all needs. I am happy with 811.

I have a 811 with more than 1L balance. In it's 3rd month, I was given a pre-approved Kotak Zen Signature card - of course - based on my credit ratings. Card delivered on 5th day of saying yes.

And we can even generate UPI PIN with this virtual debit card?

 

[Tejo]

And we can even generate UPI PIN with this virtual debit card?

Yeah! Sure.

 

[devanshgadda70]

@Tejo @varun__goel_ thank you guys. KYC was successful and my account is officially open. Branch has been allotted in Mumbai but it's a bit far. I'll try to change. Any idea if IFSC can be changed from the Mobile App?

 

[varun__goel_]

@Tejo @varun__goel_ thank you guys. KYC was successful and my account is officially open. Branch has been allotted in Mumbai but it's a bit far. I'll try to change. Any idea if IFSC can be changed from the Mobile App?

If you change the branch, ifsc will be changed to the new branch you select

 

[Tejo]

@Tejo @varun__goel_ thank you guys. KYC was successful and my account is officially open. Branch has been allotted in Mumbai but it's a bit far. I'll try to change. Any idea if IFSC can be changed from the Mobile App?

In service request-> account service -> change home branch

 

[varun__goel_]

And we can even generate UPI PIN with this virtual debit card?

Kotak has also enabled upi pin via aadhar facility