(Kotak 811 Super DC post updated) Which Debit Card to use for Credit Card Bill Payment in April 2025

[ankur04812]

@Abhishek012 can you help

also, does the firstap show on app instantly or not?

 

[ritziveer]

also, does the firstap show on app instantly or not?

Usually, it comes the next day for sure if you dont get it the same day.

 

[ritziveer]

SBI Virtual RuPay DC use karo Amex k liye. 1% Cashback Milega.

I am making payments using SBI VDC for the first time. May I know how many days the rewards might get credited. And which platform to use. just a confirmation as i got 1L wasted with phonepaypvt ltd bang.

 

[InfamousInfamous is verified member.]

I am making payments using SBI VDC for the first time. May I know how many days the rewards might get credited. And which platform to use. just a confirmation as i got 1L wasted with phonepaypvt ltd bang.

Unipay works for SBI

 

[sky_walker_rules]

I am making payments using SBI VDC for the first time. May I know how many days the rewards might get credited. And which platform to use. just a confirmation as i got 1L wasted with phonepaypvt ltd bang.

wasted using which card?

 

[sky_walker_rules]

Kanjusi ki hadd hoti hai.

Yaha tumko 8k to 50k reward points milega without any extra charges RuPay variant me.

Yehi chiz Visa/mastercard me lene k liye tumko 1%+GST k hisab se 8k points k liye - Rs1888 charges per month

and 50k reward points k liye visa/mastercard me tumko 1%+GST k hisab se - Rs6324 charges per month dena parega. uska kya ?

Private account hua toh aur jada charges hai visa/matsercard me.

y u reply to such types of people and waste ur time. Literally some don't hv even shame to ask such junk things. None is forcing one to get a new card.

 

[VikasBhindwar]

check in payment received ..It will be there..Limit will be increased soon

Limit also not increased

 

[Sobirvs]

@Abhishek012 can you help

wait for a day or 2, 1stap will show up. It takes 1-2 business days to come after u apply.

 

[abhimittal007]

vahi use kr rha hun kafi mahino se... idfc ke thru koi trick hoti toh mza aa jaata.

Can you please share the details/process to pay amex via SBI Rupay VDC. Apologies if it's already answered but I couldn't find it.

 

[Abhishek012]

I have bill of 2.15L today of hdfc tata neu, applied firstap rupay but it does not show on the app, so what are my options now to pay cc bill with max cashback?

Virtual card generate within 24hrs or max 48hrs.

 

[ritziveer]

wasted using which card?

I didnt know that idfc firstap on phonepe is not giving . i did the transaction and then came here to find that phonepepvtltdbang was not rewarding points.

 

[ritziveer]

Is it 50K limit to SBI VDC. Anyone please let me know till how many days i need to wait for the points to get credited after the 1st transaction.

 

[Abhishek012]

Can you please share the details/process to pay amex via SBI Rupay VDC. Apologies if it's already answered but I couldn't find it.

Apply SBI Virtual RuPay debit card and pay cc bill via phonepe app, paytm app, sbi unipay, freecharge app, billdesk website without any extra charges on RuPay.

Amex and SCB bank cc bill also supported via billdesk using RuPay variant.

Virtual visa user block card and apply virtual RuPay debit card

Of course you will get reward points too on all these websites/apps.

Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp

SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

Axis (Axis RuPay CC user choose mastercard option and proceed) - https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp

SBI Card - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp

SBM bank - https://pay.billdesk.com/cardnet-instapay/sbmcard

yes bank - https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/YBKCARDDetails.jsp

phonepe app - https://play.google.com/store/apps/details?id=com.phonepe.app&hl=en_IN

freecharge app - https://play.google.com/store/apps/details?id=com.freecharge.android&hl=en_IN

paytm app - https://play.google.com/store/apps/details?id=net.one97.paytm&hl=en_IN

 

[Abhishek012]

I didnt know that idfc firstap on phonepe is not giving . i did the transaction and then came here to find that phonepepvtltdbang was not rewarding points.

Now use IDFC Firstap RuPay DC on freecharge for cc bill pay and get rewards.

 

[Abhishek012]

Is it 50K limit to SBI VDC. Anyone please let me know till how many days i need to wait for the points to get credited after the 1st transaction.

50k limit per day.

 

[Sobirvs]

Unipay works for SBI

but doesn't work for amex. unipay.

gotta use billdesk only I guess?

 

[InfamousInfamous is verified member.]

but doesn't work for amex. unipay.

gotta use billdesk only I guess?

Yes, pay via amex billdesk only.

 

[RichieRich]

vahi use kr rha hun kafi mahino se... idfc ke thru koi trick hoti toh mza aa jaata.

Apko kya lagta hai koi trick nhi hai ?? The secret is humko nhi batayi jaa rahi @Abhishek012 awaam dekh rahi hai

 

[S.B.N.B]

I have received 5k milestone on april 1... From sbi vdc usage.. that too got expired.. seems they are taking back 1 march march points in milestones which was created extra..

But i have paid 5 lakh in march with vdc.. but received only 5k? It should be 10k.. how to know which month they credit?

 

[pshah1995]

The rewards sectionitself is not showing on my father’s wealth account. Downloaded the latest app version. Please help @Abhishek012