(Kotak 811 Super DC post updated) Which Debit Card to use for Credit Card Bill Payment in April 2025

[fradela]

What is the reward rate in IDFC First Select? 0.20 or more?

 

[Indrajeet100]

Friends, my IDFC rupay card default limit was 50k. Without remembering this point, i tried to pay my ICICI CC through Freecharge for amount 89K, since it was giving Freechutil , i was in a hurry with fear of missing out !!!. It failed 2 times in mobile, i saw some error message related to java, hence i tried 3rd time in laptop that also failed, later i saw the SMS, which said about limit.

Now i changed to limit and tried 4th time, it is telling to contact customer care.
Now please tell me if anyone faced this ? Do you think, by waiting for 24 hours, will it reset and allow me to do payment ? Or should i call customer care ? I am just worried, if customer team, resets, it might stop showing Freechutil anymore !!

As per customer service there is limit to number of failed transactions on any card and cannot pay same credit card in this cycle. You can try using different login with different mobile number as some members reported.

 

[sadhunath]

What is the reward rate in IDFC First Select? 0.20 or more?

 

[KerBeross]

I am trying to pay cc using sbi vdc .
I tried sbi unipay it failed. Tried freecharge it says unable to initiate payment. What can be the issue.

Sbi vdc is activated as well as have enough funds and enables for domestic payments

 

[Slayer]

Select and wealth graph should be same

 

[rajubhai]

View attachment 95853

please add HSBC salary DC as well..

 

[sadhunath]

please add HSBC salary DC as well..

how is it calculated?

 

[sadhunath]

Select and wealth graph should be same

IDFC First Bank Select debit card reward system-
Online transaction- earn 3 reward points for every Rs. 150 spend

IDFC First Bank Wealth debit card reward system-
Online transaction- earn 4 reward points for every Rs. 150 spend

 

[honey_jpr]

yeah..I read that and that's why had the confusion because till about 15 days back, phoneme was a good option!

These services are being patched, anytime free_charge option can be dead, enjoy the cashback till the time being.

 

[Abhishek012]

yeah..I read that and that's why had the confusion because till about 15 days back, phoneme was a good option!

thanks. Used freecharge to make the payment just now

Hope you paid only on merchant name Freechutil
save your card on freecharge web and get merchant name Freechutil.

 

[Abhishek012]

Friends, my IDFC rupay card default limit was 50k. Without remembering this point, i tried to pay my ICICI CC through Freecharge for amount 89K, since it was giving Freechutil , i was in a hurry with fear of missing out !!!. It failed 2 times in mobile, i saw some error message related to java, hence i tried 3rd time in laptop that also failed, later i saw the SMS, which said about limit.

Now i changed to limit and tried 4th time, it is telling to contact customer care.
Now please tell me if anyone faced this ? Do you think, by waiting for 24 hours, will it reset and allow me to do payment ? Or should i call customer care ? I am just worried, if customer team, resets, it might stop showing Freechutil anymore !!

I think you need to wait 24-48hrs for freecharge colling period.

other option -

Login any other freecharge account, login on freecharge web >> your profile menu >> my account >> saved card >> add new card, or direct login and go to this link here (Pay Rs1 to save your card) - https://www.freecharge.in/accountSettings?useCase=savedCards

Now pay through new freecharge account and save card you will get merchant name Freechutil

 

[Abhishek012]

I am trying to pay cc using sbi vdc .
I tried sbi unipay it failed. Tried freecharge it says unable to initiate payment. What can be the issue.

Sbi vdc is activated as well as have enough funds and enables for domestic payments

SBI RuPay Virtual Debit Card - use on billdesk website, Navi app, freecharge, sbi unipay, payzapp app etc.

Billdesk website - just search bank name and credit card bill pay on google and get the official link.

 

[KerBeross]

SBI RuPay Virtual Debit Card - use on billdesk website, Navi app, freecharge, sbi unipay, payzapp app etc.

Billdesk website - just search bank name and credit card bill pay on google and get the official link.

Thanks @Abhishek012 . Everything failed but Payzapp worked 🙂

 

[tssrao04]

Ebix website changed the PG. Debit card option is back. Need to test.

 

[Abhishek012]

Thanks @Abhishek012 . Everything failed but Payzapp worked 🙂

morning me thora problem tha, now working on all apps/website.

use anywhere billdesk website, Navi app, phonepe, freecharge, paytm app, sbi unipay, payzapp app etc.

 

[fradela]

IDFC First Bank Select debit card reward system-
Online transaction- earn 3 reward points for every Rs. 150 spend

IDFC First Bank Wealth debit card reward system-
Online transaction- earn 4 reward points for every Rs. 150 spend

1 reward point worth?