Kotak Bank Credit Card Limit Enhancement

[Anil_SinghAnil_Singh is verified member.]

Check your Kotak Bank credit card limit section for possible enhancement. I just got it.

 

[itachiuchiha]

Yes hope for the best!

 

[RajBlr]

Got Kotak LE today

Kotak always rocks for some fortunately and sucks for some unfortunately 🙂

I guess it is with all banks and all service providers as to how we get our service back and the perception changes on the same.

I have few friends who hates Airtel and prefer ACT broadband and 75% vice-versa.
Same in banking few of my friends hate HDFC,
few hates Citibank and now AXIS, they don't even want to venture into the Magnus 25K millstone though he is spending 1lac monthly. 😕

At the end we like where we get what we want, Customer is the KING always 🙂

 

[anirban.choudhuryanirban.choudhury is verified member.]

Kotak always rocks for some fortunately and sucks for some unfortunately 🙂

I guess it is with all banks and all service providers as to how we get our service back and the perception changes on the same.

I have few friends who hates Airtel and prefer ACT broadband and 75% vice-versa.
Same in banking few of my friends hate HDFC,
few hates Citibank and now AXIS, they don't even want to venture into the Magnus 25K millstone though he is spending 1lac monthly. 😕

At the end we like where we get what we want, Customer is the KING always 🙂

Yeah
I feel Kotak has been quite generous with me , after offering a LE yesterday they made my FYF , LTF without any efforts from me

Just got a call that that as I am their valued customer they are converting my first year free card to LTF

 

[mashreq]

Yeah
I feel Kotak has been quite generous with me , after offering a LE yesterday they made my FYF , LTF without any efforts from me

Just got a call that that as I am their valued customer they are converting my first year free card to LTF

Without even asking from your end? That’s unheard of! I believe they’re getting aggressive to retain customers and also providing LE time to time to keep customers wanting to keep their cards. I guess they understand getting timely LE is exciting and makes customers happy.

 

[Rahul Gupta]

Without even asking from your end? That’s unheard of! I believe they’re getting aggressive to retain customers and also providing LE time to time to keep customers wanting to keep their cards. I guess they understand getting timely LE is exciting and makes customers happy.

If a bank gives LE time to time, i can never leave them.

 

[RajBlr]

Yeah
I feel Kotak has been quite generous with me , after offering a LE yesterday they made my FYF , LTF without any efforts from me

Just got a call that that as I am their valued customer they are converting my first year free card to LTF

Way to go.

If you are at Optima level, then you can get a LTF Privy League Signature PAID version, which comes with a 4movie tickets(6400points after pandemic) every quarter ... you just need to swipe 1000 every month in that Quarter to meet the cretaria.

If ZEN doesn't get you that much rewards, and you use once in a while, you can try to go for the above.

But ensure you get the PAID one as LTF, which is what comes with this benefit in Optima a/c

 

[anirban.choudhuryanirban.choudhury is verified member.]

Without even asking from your end? That’s unheard of! I believe they’re getting aggressive to retain customers and also providing LE time to time to keep customers wanting to keep their cards. I guess they understand getting timely LE is exciting and makes customers happy.

Yeah
Even without asking they are simply converting cards LTF is something really shocking
No bank does that .

 

[anirban.choudhuryanirban.choudhury is verified member.]

Way to go.

If you are at Optima level, then you can get a LTF Privy League Signature PAID version, which comes with a 4movie tickets(6400points after pandemic) every quarter ... you just need to swipe 1000 every month in that Quarter to meet the cretaria.

If ZEN doesn't get you that much rewards, and you use once in a while, you can try to go for the above.

But ensure you get the PAID one as LTF, which is what comes with this benefit in Optima a/c

Yeah I will try
Since I received zen , I only did 4 transactions of 10rs recharge to get the PP and another 2 rs on cred to validate
In a year that’s about it only 42 rs transactions in card with limit 12 lakhs which they increased to 15 lakhs and eventually made it LTF
😀

 

[Sai Ganesh]

I didnt get LE , my card is around 3 months old , but recently they upgraded my credit card from PVR to Zen . May be that's the reason i didn't get LE.

 

[Rahul92]

Yeah I will try
Since I received zen , I only did 4 transactions of 10rs recharge to get the PP and another 2 rs on cred to validate
In a year that’s about it only 42 rs transactions in card with limit 12 lakhs which they increased to 15 lakhs and eventually made it LTF
😀

For me , it's been almost 2 years with zen signature and my limit still stays at mere 28 K.
I think it's time to break the deadlock. I'm going to cancel the kotak card as it was FYF only.

 

[rahul98]

Check your Kotak Bank credit card limit section for possible enhancement. I just got it.

Kotak usually provides LE once 6 months

 

[Ninad97]

I had bought appliances worth 51k on 29th April and converted that into 3 months EMI
Checked my card today and limit auto upgraded from 75k to 2.25L

 

[Bodhi]

I had bought appliances worth 51k on 29th April and converted that into 3 months EMI
Checked my card today and limit auto upgraded from 75k to 2.25L

Congrats!! @Ninad97

 

[V360]

Kotak offering LEs - check yours.

 

[sun156]

Bros, I have small doubt.

While limit emhancing in our kotak app, It is saying that you are chargable for 100+ GST For enhancing limit.
But mails and msgs are showing as free limit enhancement.

Does it is chargable or not please convey who did it latestly

Please reply

 

[Sai Ganesh]

Bros, I have small doubt.

While limit emhancing in our kotak app, It is saying that you are chargable for 100+ GST For enhancing limit.
But mails and msgs are showing as free limit enhancement.

Does it is chargable or not please convey who did it latestly

Please reply

yes they will charge 118 rs for limit increase bro

 

[Cosmicgaze]

Bros, I have small doubt.

While limit emhancing in our kotak app, It is saying that you are chargable for 100+ GST For enhancing limit.
But mails and msgs are showing as free limit enhancement.

Does it is chargable or not please convey who did it latestly

Please reply

It’s written in the fees and charges section of terms and conditions 100rs for limit enhancement processing + gst

If however it shows free then go with the place they show no fees

 

[Lobogris]

I received an enhancement offer after more than a year for my 811 card. From 50k to 55k! I suppose it is a 10% increase. Kotak has me marked as super poor as they only offer small loans of up to 65k to me.

 

[Cosmicgaze]

I received an enhancement offer after more than a year for my 811 card. From 50k to 55k! I suppose it is a 10% increase. Kotak has me marked as super poor as they only offer small loans of up to 65k to me.

Kotak has been offering me loans and increases the offer. Current offer is about 5l however u have not received any limit Increases since u upgraded to zen.
I’m listed as self employed