Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

[Divyansh1]

Why through DC? Why not NEFT or IMPS? And to keep an account active you need to do only 1 transaction in 2 years.

I have heard that it gave points was curious to find out so that's why I have tried to load via debit card that to in 2 consecutive days as kotak have 3 load per day, I don't think so loading via dc total 4 times in 2 years could have caused me this much problem also I told this to kotak cc that if this is why they have blocked me but they didn't have any specific reason,although I avoid using sbi debit cards because I have heard that they also block their debit cards,

 

[Arnal07]

I would suggest to OP and others who want to do large imps/neft transactions or self transfers, plz visit any sbi/hdfc branch and open premium savings ac(if not possible then open regular or normal) and submit 2-3x of your income while opening the account.Usually HDFC,SBI don't freeze accounts which were opened offline by visiting branch.

 

[hender]

One transaction in a year. No minimum amount.

It can be inward NEFT /BBPS/imps to CC, not outward ?

 

[Arnal07]

It can be inward NEFT /BBPS/imps to CC, not outward ?

any customer initiated transaction will do

 

[RAMESH BABU N]

Why worry to keep track ? Do one trxn every 6 months on every card. Simple.

 

[hender]

Why worry to keep track ? Do one trxn every 6 months on every card. Simple.

😊, No Worry.
1 CC

 

[SJM]

It can be inward NEFT /BBPS/imps to CC, not outward ?

any customer initiated transaction will do

NO. It has to be a payment using your CC.

 

[RAMESH BABU N]

Using the card is vital. Not settling the bills.