Kotak Bank Pre-approved Lifetime Free League Credit Card

[dhiraz]

Today I Get A Notification Saying You are Pre-approved for a Lifetime Free League Credit Card





Is This a Real Offer Or Just A Promotional Notification From Kotak.

If Its Real How To Check Pre-approved Offer in Kotak Bank.

Via Mobile App, NetBanking or WhatsApp??

 

[Strange]

Yes My Card Card Successfully Converted To LTF League Platinum.

Kotak Customer Care Number 18602662666

You statement has been generated and there is no joining charge i.e. 1500+GST?

 

[CardCraftsman.]

How much time kotak takes to approve your pre approved credit card?

 

[AsB]

How much time kotak takes to approve your pre approved credit card?

Instantly to 2 working days

 

[CardCraftsman.]

Instantly to 2 working days

Someone said me that kotak took 8-9 days to process his pre approved credit card application.

 

[AsB]

Someone said me that kotak took 8-9 days to process his pre approved credit card application.

There are some exceptions. But in many cases, it happens instantly. In my case, they took exactly 2 days. Card started showing on 3rd day

 

[CardCraftsman.]

There are some exceptions. But in many cases, it happens instantly. In my case, they took exactly 2 days. Card started showing on 3rd day

Let’s see what they do for me. BTW i had applied yesterday and haven’t received any response except a sms stating “We have received your Kotak Bank Credit Card application no: {application number}. Allow us 7 days to process it. To check status, click www.kotak.com/rd/tkappl”

 

[CardCraftsman.]

There are some exceptions. But in many cases, it happens instantly. In my case, they took exactly 2 days. Card started showing on 3rd day

Do we get messages or it shows on website first after your cc application gets approved? @AsB

 

[AsB]

Do we get messages or it shows on website first after your cc application gets approved? @AsB

Website.
You may not get approval message anytime soon. Maybe after card has been dispatched

 

[AsB]

Do we get messages or it shows on website first after your cc application gets approved? @AsB

Actually, it takes 1 day to update the application in Kotak system, if applied offline

 

[CardCraftsman.]

Website.
You may not get approval message anytime soon. Maybe after card has been dispatched

My cc application is showing approved on the website. Now how much time kotak will take to show the same in app and to dispatch it?

 

[AsB]

My cc application is showing approved on the website. Now how much time kotak will take to show the same in app and to dispatch it?View attachment 17357

It will show on app latest by Saturday.
But dispatch- not sure

 

[CardCraftsman.]

It will show on app latest by Saturday.
But dispatch- not sure

I am able to see it. I have got 2.5 lks limit.

 

[mayankcse10]

I completed my vkyc yesterday and within 2 hours application was approved and I could access virtual card. Today morning I also got the CRN and was able to login in app and view card details. Let's see how long they take to deliver the physical card.

On approval, I also received digital application form with all details which shows fees as 0, so there should be no scope for shenanigans related to annual fees.

 

[CardCraftsman.]

I completed my vkyc yesterday and within 2 hours application was approved and I could access virtual card. Today morning I also got the CRN and was able to login in app and view card details. Let's see how long they take to deliver the physical card.

On approval, I also received digital application form with all details which shows fees as 0, so there should be no scope for shenanigans related to annual fees.

What is Digital application form? @mayankcse10

 

[mayankcse10]

What is Digital application form? @mayankcse10

I applied online and basically they have generated an application form digitally with all the details and it also shows fees as zero.

 

[CardCraftsman.]

I applied online and basically they have generated an application form digitally with all the details and it also shows fees as zero.

View attachment 17480

@mayankcse10 Where did you receive it? I think they don't provide it to account holder.

 

[mayankcse10]

@mayankcse10 Where did you receive it? I think they don't provide it to account holder.

I received it on my email. I don't have any existing relationship with Kotak so you may be right.

 

[CardCraftsman.]

I received it on my email. I don't have any existing relationship with Kotak so you may be right.

BTW what's your credit limit?

 

[mayankcse10]

BTW what's your credit limit?

2.5L

 

[CardCraftsman.]

2.5L

Same 🙂.