Kotak card LE offer

[krish170794]

I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now

 

[zaid_2913]

I didn’t submit any document , I requested them for a card upgrade , instead they increased my limit by raising an SR
😀

What is the usage pattern?

 

[anirban.choudhuryanirban.choudhury is verified member.]

What is the usage pattern?

Not much usage
One of my least used cards

 

[MS R]

Finally First Card of 8 lakh limit
View attachment 13599

Since how many months have you been using this card also usage pattern?
I have been planning to apply… any LTF card suggestion

 

[PRADYJAIN]

Since how many months have you been using this card also usage pattern?
I have been planning to apply… any LTF card suggestion

from 2018 i rarely use it may be 30 transanction in this whole period,

for LTF CARDS THERE ARE MANY CARDS

YOU CAN TAKE AMAZON PAY ICICI AND ALSO TRY FOR HDFC MILLENIA IF YOU GET BEST CARDS

 

[MS R]

from 2018 i rarely use it may be 30 transanction in this whole period,

for LTF CARDS THERE ARE MANY CARDS

YOU CAN TAKE AMAZON PAY ICICI AND ALSO TRY FOR HDFC MILLENIA IF YOU GET BEST CARDS

I already have 7+ cards above 5L plus limit.. was planning for any Ltf kotak card

 

[PRADYJAIN]

I already have 7+ cards above 5L plus limit.. was planning for any Ltf kotak card

dont take kotak no meaning unless you have high spending and high nrv because kotak white reserve is good

 

[anirbanm]

3x, just like last time.

 

[Pramtesh]

I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now

Received 2 times LE in 2 months

 

[Bodhi]

View attachment 13601
Manual LE raised internally

Congratulations @anirban.choudhury

 

[Bodhi]

Not much usage
One of my least used cards

How did you raise the request via CC or email?

Any hard enquiry?

 

[Cardiosniper]

Dear Customer, As requested, Credit Limit on your Kotak Bank Credit Card ending xxxx has been increased from Rs 89000 to
Rs 115000 . Thank You.

 

[Sai Ganesh]

For manual LE what documents required?

call customer care bro , they will raise a request for Limit increase.

After 1 or 2 days , u will get a mail from kotak asking you to provide the income docs , you can submit.

I would suggest you to give other bank credit card statement which has the highest limit , they will match that limit around 70-80% bro.

 

[Sai Ganesh]

Since how many months have you been using this card also usage pattern?
I have been planning to apply… any LTF card suggestion

Get a lower end card bro like PVR which can be easily approved if you have a good cibil .

Use it good for 2 months eg., 20k or 30k for 1st 2 months, call customer care for a upgrade of credit card , you will get a call from backend team they will convert your card to some other card for LTF.

 

[RajMahadik]

Got LE from 110k to 173k

 

[Aniket]

@abhishek.k @PRADYJAIN @krish170794 @anirbanm @anirban.choudhury @ashwink @Sai Ganesh Hello, how to get notified about LE, I think I have unsubscribed for Marketing and Promotional E-mails and SMS, so through which mail address they send notification about LE? Is it retail...? Or by another other email or any other means like WhatsApp notification or SMS or banking executive will inform? Kindly reply, I am an inexperienced guy.

 

[Sahilhenzy]

@abhishek.k @PRADYJAIN @krish170794 @anirbanm @anirban.choudhury @ashwink @Sai Ganesh Hello, how to get notified about LE, I think I have unsubscribed for Marketing and Promotional E-mails and SMS, so through which mail address they send notification about LE? Is it retail...? Or by another other email or any other means like WhatsApp notification or SMS or banking executive will inform? Kindly reply, I am an inexperienced guy.

Keep checking Kotak App. You will also get WhatsApp alerts for the same.

 

[Aniket]

Keep checking Kotak App. You will also get WhatsApp alerts for the same.

From this WhatsApp Banking Number? I was told that I will receive notification through Email, but I am not receiving any Email of any nature except transactions.

 

[RajeshV]

This was from July 2023.

Just randomly found higher limit available in the slider (no message or email was sent about it) while checking to see if I could get an LTF Kotak White card after reading a TF post.

Before you folks ask, I just have an unused 811 account with pretty much no balance, and pretty much never used the card (League, issued in early 2022). Now I have a few, but that was the first card to go above 2L.

 

[Aniket]

View attachment 39635
This was from July 2023.

Just randomly found higher limit available in the slider (no message or email was sent about it) while checking to see if I could get an LTF Kotak White card after reading a TF post.

Before you folks ask, I just have an unused 811 account with pretty much no balance, and pretty much never used the card (League, issued in early 2022). Now I have a few, but that was the first card to go above 2L.

In the slider? In mobile banking app under LE section?

 

[CardGame]

View attachment 39635
This was from July 2023.

Just randomly found higher limit available in the slider (no message or email was sent about it) while checking to see if I could get an LTF Kotak White card after reading a TF post.

Before you folks ask, I just have an unused 811 account with pretty much no balance, and pretty much never used the card (League, issued in early 2022). Now I have a few, but that was the first card to go above 2L.

Which post about white card?