Kotak credit cards and accounts

[Alpha]

Hello All, I've been following up on some really interesting threads relating to credit cards, bank accounts, cashback offers, etc. on TechnoFino and it has often caught my attention as to how helpful people are here with their opinions and suggestions.

Keeping this in mind, I too, request you all to please share your personal experiences regarding the following:

1) Your take on Kotak Privy accounts: Prima vs Optima vs Insignia

2) Various privileges, services, offers, debit and credit cards offered with the respective Kotak Privy accounts of Prima, Optima and Insignia

As it's my first post - please let the frank experiences/opinions/suggestions roll in *_*

Thank you!

 

[beast_boy]

That may be true for upgrades (I am not aware) but as I mentioned about new to bank customers, this is not applicable.

I have 811 account, will I be not eligible for the 0 AMB account ?

 

[samm255]

I have 811 account, will I be not eligible for the 0 AMB account ?

kotak 811 is zero balance digital account.