Kotak Declined application due to Partial KYC Rejection. Any solution here?

[D₹V]

Hey Folks, I had applied for Kotak League recently with CRN of 811 account with was closed automatically last year due to half KYC or no KYC.

And the application is rejected due to Partial KYC Rejection. Any solution here? Any higher authority mail to contact? Would they consider this application again? What will be the solution for KYC? If no, how much time I've to wait?

Thank you in advance 🙂.

Update from Kotak : As per revert received fromrelevant team, request you to please visit nearest branch and update full KYCdetail under your CRN.

Post updating the document youmay write us back in order to check and assist you for application restart onapproval basis.

Now the question is can KYC be updated for the CRN without opening an account?

 

[0xfallup]

Other than opening an account there, no option 😞 left. If I apply as new customer too, they detect it.

811 account can't be reopened. Kotak is indirectly pressuring to open account lol.

BTW I know you well on TG bro 😜.

Kon h yeh 🫥

 

[D₹V]

If you have hdfc and idfc card or account they will update ur kyc details on NSDL database which can be cross verify with your pan number by any other institution
That is Called ckyc

I might have CKYC registered but I can't find any SMS related to to it Since 2020 ⚠️.

So Kotak will automatically verify by entering PAN?

 

[Wealth is my birth right!]

I might have CKYC registered but I can't find any SMS related to to it Since 2020 ⚠️.

So Kotak will automatically verify by entering PAN?

You can request kotak only if u r sure you’re having ckyc
It’s pop up in email whenever any change or additions done in NSDL by any bank

 

[D₹V]

You can request kotak only if u r sure you’re having ckyc
It’s pop up in email whenever any change or additions done in NSDL by any bank

Yes, I've got the CKYC ID in email. How to request them? In Branch or mail?

 

[Wealth is my birth right!]

Yes, I've got the CKYC ID in email. How to request them? In Branch or mail?

Mail to central team
Branch may not aware of ckyc and all

 

[D₹V]

Mail to central team
Branch may not aware of ckyc and all

Central, who? 🤔 In Kotak app raised tickets?

 

[Wealth is my birth right!]

Central, who? 🤔 In Kotak app raised tickets?

In SRM tickets u can write to the back end team
Closed all my cards and account with kotak last year else I can show u ss

 

[punrziq]

any updates?

 

[D₹V]

any updates?

Update is I wrote to ombudsman, then they kept following up the case, asked me to visit branch 2 times, submit KYC docs but they were unable to open the closed account & offline credit card application is the only option now or opening a different variant account.

Which I didn't choose for, so outcome is I've wasted too much precious time chasing them for shit league card here 😞, will think to get Kotak IOCL RuPay variant in future but not now.

 

[D₹V]

In SRM tickets u can write to the back end team
Closed all my cards and account with kotak last year else I can show u ss

Didn't work any of these, they tried their best but due to bank policies, can't reopen the old 811 account.

 

[D₹V]

See the reason is u r using 811 with online opening alone in which kyc done but cdd pending as long as u go to branch and complete full kyc cdd and a photo submitted
Here the rejection reason u used the 811 crn which is flagged by kotak due to semi kyc
Now forget about 811 or cc please take everyday savings account which if u use some daily upi transfer to own account then no need to maintain minimum balance
Once the same crn is fully kyc Compliant after fully functional everyday account then try applying cc again but after 3 months of current rejection

Thanks ❤️ everyone for their valuable inputs.

Choose savings everyday & got card instantly.

Marking @Wealth is my birth right! 's answer as solution but other inputs were helpful too.

 

[Tarun239]

Thanks ❤️ everyone for their valuable inputs.

Choose savings everyday & got card instantly.

Marking @Wealth is my birth right! 's answer as solution but other inputs were helpful too.

My league credit card was rejected due to partial kyc issue as well, can u plz elaborate amb required for everyday savings account, debit card charges, etc?

 

[Shubham Yadav]

My league credit card was rejected due to partial kyc issue as well, can u plz elaborate amb required for everyday savings account, debit card charges, etc?

Everyday Savings Account | No Non Maintenance Charges*

Enjoy fee-free banking with our Everyday Savings Account. Say goodbye to Non Maintenance Charges by transacting 30 times a month or maintaining an average balance of Rs. 20,000/-. Start saving today!

www.kotak.com

3 words . . .

 

[Tarun239]

Thanks ❤️ everyone for their valuable inputs.

Choose savings everyday & got card instantly.

Marking @Wealth is my birth right! 's answer as solution but other inputs were helpful too.

After account opening, how many days for card approval?

 

[D₹V]

After account opening, how many days for card approval?

After account opening, you can apply or just wait

They might approve automatically.

In my case, I asked them to restart the application & got CIBIL hit again.

 

[Tarun239]

After account opening, you can apply or just wait

They might approve automatically.

In my case, I asked them to restart the application & got CIBIL hit again.

Thanks, debit card u received is everyday rupay platinum debit card?

 

[D₹V]

Thanks, debit card u received is everyday rupay platinum debit card?

Yes. Go through the above mentioned thread.

Read all comments.

You'll get it.

 

[Wealth is my birth right!]

Thanks ❤️ everyone for their valuable inputs.

Choose savings everyday & got card instantly.

Marking @Wealth is my birth right! 's answer as solution but other inputs were helpful too.

That’s glad to see
Happy “everyday” banking 👍🥰

 

[D₹V]

That’s glad to see
Happy “everyday” banking 👍🥰

Yes, enjoying waiver & milestone benefits too, every month 😀.

 

[Wealth is my birth right!]

Yes, enjoying waiver & milestone benefits too, every month 😀.

Hope in the 2024 u update us that u got ltf kotak white card
Don’t surprise if u get since kotak algorithm is really unpredictable