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Kotak League Platinum - RuPay/Visa is being offered LTF

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TF Prestige
Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit 💳 with poor reward rate, consider it for offers only.

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Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.

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Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

• It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery 🚚 is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

• Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

• Cashkaro is offering ₹925 💸 cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

• Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).

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• For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

• Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.
 
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I impulsively applied last night anyway, even if they give tiny limit it's fine because I only want a backup rupay card for chai tapri UPI transactions.

Kotak has sent me 64 odd SMS and 26 emails that my application is submitted. 1 SMS every ~15 mins. 1 email every ~30 mins.

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I want to buy shares of whichever company handles SMS+emailers of Kotak.
 
I impulsively applied last night anyway, even if they give tiny limit it's fine because I only want a backup rupay card for chai tapri UPI transactions.

Kotak has sent me 64 odd SMS and 26 emails that my application is submitted. 1 SMS every ~15 mins. 1 email every ~30 mins.

View attachment 25698

I want to buy shares of whichever company handles SMS+emailers of Kotak.
Update:

The email barrage has now stopped since few hours. But then Kotak started SMS spamming from TWO numbers:

Screenshot.jpg

Itna spam toh Policybazaar bhi nahi karta. Iska compensation milta hai kya bamboo se?
 
I need a Rupay card to pay for the small transactions for auto, vegetable vendors etc.
Additionally this would be useful for Amazon / Flipkart sales that require the Kotak card.

From what I have seen in the forum, the points are not really not worth counting.
Still, would we get points if the transaction is < 2000?
 
Received this yesterday itself so have to wait till next thursday for them to get credited.
Okay.
So ,it is a long fight.

If they mentioned specially that UPI txns at Petrol Pumps are eligble for 4% too , anywhere ?


Have used paytm and phonepe QR till date
How does it matter which QR?
I asked beacuse, I thought may be they are considering only specific Txns like Only Paytm QR txns or any other Specific QR txns.

The petrol Pump where I refill regularly have only Paytm QR.
I do not want another mess if Kotak deny Points.
 
they mentioned specially that UPI txns at Petrol Pumps are eligble for 4% too , anywhere ?
All my fuel transactions were via UPI only for fuel. So if they are crediting the points, it means UPI transactions on fuel are eligible.
asked beacuse, I thought may be they are considering only specific Txns like Only Paytm QR txns or any other Specific QR txns.
If MCC is of fuel, then eligible for getting RP's irrespective of QR.

I use Payzapp which shows the category according to their MCC.
 
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