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Kotak League Platinum - RuPay/Visa is being offered LTF

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TF Prestige
Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit 💳 with poor reward rate, consider it for offers only.

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Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.

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Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

• It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery 🚚 is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

• Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

• Cashkaro is offering ₹925 💸 cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

• Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).

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• For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

• Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.
 
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Fight with nodal still going on but received 60% of the points for fuel transactions after giving them left and right.
Also got the MCC list in written which are eligible for RP from nodal.
So now the case has become even stronger and gonna milk good compensation from kotak ,🤪 @VISHESH_BANSAL
List ko share karo, apne tak mat rakho😂

John Since se Specter 😂
Mne socha yeh kon naya banda aya Kotak IOCL ka sataya hua😂

Even after watching your case, I also ended up Paying via UPI thinking Zero surcharge and You already did Operation of Kotak so I will receive Points automatically.

Now, I ended up paying 11.8 on a 250+ UPI Txn at a Paytm QR plus no Surcharge Waiver and No Points Credited.

Were you also charged 11.8 Surcharge on Paytm QR or only 1% ???

When you did last txn via UPI at petrol Pump ?

Axis Ka Operation karwaya thha mne March m, Abhi Kotak ka bhi karwana padega 😂.
 
List ko share karo, apne tak mat rakho😂

John Since se Specter 😂
Mne socha yeh kon naya banda aya Kotak IOCL ka sataya hua😂

Even after watching your case, I also ended up Paying via UPI thinking Zero surcharge and You already did Operation of Kotak so I will receive Points automatically.

Now, I ended up paying 11.8 on a 250+ UPI Txn at a Paytm QR plus no Surcharge Waiver and No Points Credited.

Were you also charged 11.8 Surcharge on Paytm QR or only 1% ???

When you did last txn via UPI at petrol Pump ?

Axis Ka Operation karwaya thha mne March m, Abhi Kotak ka bhi karwana padega 😂.
Kotak Myntra RuPay credit card lene ka try karo.

BIN - 356172 hai, ispar discount ho raha hai 7.5% myntra me.
 
Kuch transaction ko 11.8 aur kuch 1%
1% also at Paytm QR ?

And timeline ?

Intially it is 1% only and then suddenly 11.8....

Or mixed up
Aaj 11.8 toh next txn m 1%.

11.8 and 1% at same QR/Petrol Pump
Surcharge waiver abhi nahi mila. Uska bhi time aanewaala hai. Nodal ko Roz sataane ka kaam hai.

Mail, twitter, customer care everywhere.

Almost 4 tickets going on simultaneously.

Lastest UPI fuel transaction was yesterday.
Koi nhi bhai, abhi m bhi playground m entry luga jald, double enginee Bamboo😂
 
Mixed up at Paytm QR of same pumps.
Same Petrol Pump QR is charging sometimes 1% and sometimes 11.8 ???

Even phonepe QR too and transaction via Card too. Yehi toh confusing hai but Paisa wasool karenge double 😂😂
I am basically asking,

Even now you are getting charged randomly, sometimes 1% or sometimes 11.8 at Paytm QR.

Or Now it has been fixed, 11.8 for small ticket txns .

What trend your recent txns data show ?
 
Same Petrol Pump QR is charging sometimes 1% and sometimes 11.8 ???


I am basically asking,

Even now you are getting charged randomly, sometimes 1% or sometimes 11.8 at Paytm QR.

Or Now it has been fixed, 11.8 for small ticket txns .

What trend your recent txns data show ?
Minimum charges i think 10rs per gst or 1% plus gst of transaction amount…so minimum 11.8 rs is there always
 
Minimum charges i think 10rs per gst or 1% plus gst of transaction amount…so minimum 11.8 rs is there always
Officially they are allowed to charge minimum 10+GST but Here point is Bank is neither giving Surcharge Wavier of 1% and RP as per Rewards Structure for such txns


And also 11.8 is not always there, for small ticket txns.

What I observed by doing txns at various Bank's POS:-

Only ICICI and Paytm as Acquirer Bank are charging Minimum 10+GST, irrespective of Amount.
 
Anyone facing issues with adding the Kotak League RUPAY card to UPI apps? Its been a month, I'm unable to add it any UPI apps,

Tried PhonePe - Getting Technical Error
Gpay-Couldn't register your account isn't valid.
Paytm - We could not find any Kotak Mahindra Bank Rupay card linked to your number
Bhim - Transaction declined by bank basis the Risk Score.

No Proper response from Kotak CC
 
Even now you are getting charged randomly, sometimes 1% or sometimes 11.8 at Paytm QR.
out of 10-12 times, only once was charged at 1%
Aaj ka statement mein got surcharge waiver too for 3 transactions
Abhi only 50% sorted, baaki sort out karenge milke 😛
All my transactions are of minimum 300, so no small ticket transactions
Screenshot 2023-09-07 220733.png Screenshot 2023-09-07 221447.png
Dates of transactions and Surcharge charges along with Waiver received.
Analyse kar lena. I'm still trying to figure out.
 
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