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Kotak League Platinum - RuPay/Visa is being offered LTF

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TF Prestige
Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit đź’ł with poor reward rate, consider it for offers only.

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Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.

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Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

• It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery 🚚 is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

• Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

• Cashkaro is offering ₹925 💸 cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

• Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).

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• For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

• Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.
 
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I have closed all the card I was not using as it has become difficult to track a bit.
Now left with SBI BPCL and SBI Cashback along with Kotak IOCL.
Aiming to convert both BPCL and IOCL to LTF this year. Fingers crossed.
Received Tata Neu Infinity LTF yesterday.
Once SBI converts existing cards to rupay, then all my cards shall be on the Rupay network.
@Abhishek012 sbi ka kuch news hai toh bolo bhai
 
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While many are tilted towards league platinum, IOCL in my experience has the best reward rate currently.
Fuel - 5%
Groceries, Food, Dining - 2%
Rest - 0.5%
I assume most of our spends fall within the above categories itself. Not to forget IOCL has only Rs.50000/- spends limit for fees waiver.
In combo with IOCL, I am using Tata Neu Infinity which gives 5% on utilities and 1.5% on other spends.
And SBI Cashback for 5% everywhere .
The best combo one can find to milk out most of the rewards.
 
While many are tilted towards league platinum, IOCL in my experience has the best reward rate currently.
Fuel - 5%
Groceries, Food, Dining - 2%
Rest - 0.5%
I assume most of our spends fall within the above categories itself. Not to forget IOCL has only Rs.50000/- spends limit for fees waiver.
In combo with IOCL, I am using Tata Neu Infinity which gives 5% on utilities and 1.5% on other spends.
And SBI Cashback for 5% everywhere .
The best combo one can find to milk out most of the rewards.
Myntra rupay is even better
 
Today I received the Rupay variant of my League CC, Now I am wondering should I activate it or not. Seeing the sub par reward rate compared to my other cards.

Is there any way to get this card upgraded before I activate it.

Or how can i use the league card to maximise my rewards.
 
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