Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

[varun__goel_]

Kotak Mahindra Bank has reopened credit card applications following the RBI’s ban lift.


Customers can apply online at cards.kotak.com.


Most of the cards are now available on the RuPay network.


Edit:- Applications are still under testing phase. Do not apply for cards as of now.

Update:- Received a call from Senior Executive. He stated that bank has started accepting applications from 1st April. But processing may take more time than usual.

 

[itzmycard]

till now i have not got any message with consent , what is going on

Same here .

 

[gischethans]

Did you get consent sms after submitting the application ? I haven't received anything and got a email saying the application is on hold waiting for consent.

Nope, no consent has been sought so far. I am an existing customer with a savings account, not sure if that makes any difference.

 

[itzmycard]

Nope, no consent has been sought so far. I am an existing customer with a savings account, not sure if that makes any difference.

I am also ETB with 811 super account but received email asking for consent sms

 

[Strange]

IO CL

Website par 0 JF hai but card selection page pe JF 449 show kar raha tha right? Did you receive application pdf file over email? What is the JF mentioned in the pdf file?

 

[Bodhi]

I am also ETB with 811 super account but received email asking for consent sms

Do you any Kotak credit card which was issued prior to the ban?

 

[itzmycard]

Do you any Kotak credit card which was issued prior to the ban?

Nope. Only 811 super user

 

[varun__goel_]

Website par 0 JF hai but card selection page pe JF 449 show kar raha tha right? Did you receive application pdf file over email? What is the JF mentioned in the pdf file?

 

[Strange]

View attachment 88892

Do you already have a Kotak credit card?

 

[Anindya98]

With so many exclusions in kiwi, how did you achieve 1.5L milestone - any broad categories will help to plan my UPI expense

I have net spends of ₹1.15L, with actual spending at ₹1.36L. However, ₹21.2K turned out to be ineligible, which I only realized after using it. Most of my spending was during my Kerala trip last October, all through genuine Scan & Pay transactions and some online purchases. I still need to spend ₹35K more to hit the sweet ₹1.5L milestone, and I have four months left to complete it. I don’t have any big spends lined up, so I’m looking for a hack.

 

[varun__goel_]

Do you already have a Kotak credit card?

N o o

 

[Strange]

N o o

Lotak ETB ko ab bhi loot raha Like before RBI Ban.

 

[AlgoTrader]

will wait for another month

 

[sunit123]

In response to USA tariff, govt is killing VISA and Mastercard and promoting rupay.

 

[ashwinkashwink is verified member.]

IO CL

One of the best Kotak card TBH 😎

 

[Abhishek012]

In response to USA tariff, govt is killing VISA and Mastercard and promoting rupay.

Why are you saying the opposite? The Indian govt is indirectly promoting Visa/Mastercard.

Due to Trump's tariff war, the Indian govt has set RuPay cards MDR to zero.

As a result, private banks are promoting Visa/Mastercard more.

Now, last month this issue is openly making it to the news and most banks will further promote Visa/Mastercard.

 

[sunit123]

Why are you saying the opposite? The Indian govt is indirectly promoting Visa/Mastercard.

Due to Trump's tariff war, the Indian govt has set RuPay cards MDR to zero.

As a result, private banks are promoting Visa/Mastercard more.

Now, last month this issue is openly making it to the news and most banks will further promote Visa/Mastercard.

Kotak is charging less fees on Rupay compared to VISA/Master.

 

[Abhishek012]

Kotak is charging less fees on Rupay compared to VISA/Master.

That is temporary; it's to increase RuPay's share.

There have been zero card issuances on RuPay. Some percentage of RuPay shares need to be there, that's why.

Banks do the same with Visa/Mastercard as well.

And Kotak is a private bank; it doesn’t follow govt directives, private banks look after their own interests.

If it were PSU banks, then to some extent, the point would be valid.

 

[Abhishek012]

Kotak is charging less fees on Rupay compared to VISA/Master.

Kotak now removed all new RuPay CC, only Visa variant now available except old variant RuPay cards.

Ab batao kon RuPay promote kr raha hai ? 🤣🤣

 

[La pasión]

Kisi ka card approve hua?

 

[gischethans]

Looks like their backend is still broken. Even after 24 hours, my application is untraceable on https://www.kotak.com/en/transaction-services/track-application.html. Tried application form number, mobile number/DOB etc. Neither did I receive the application form PDF as mentioned in the SMS.