Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

[varun__goel_]

Kotak Mahindra Bank has reopened credit card applications following the RBI’s ban lift.


Customers can apply online at cards.kotak.com.


Most of the cards are now available on the RuPay network.

 

[itzmycard]

till now i have not got any message with consent , what is going on

Same here .

 

[gischethans]

Did you get consent sms after submitting the application ? I haven't received anything and got a email saying the application is on hold waiting for consent.

Nope, no consent has been sought so far. I am an existing customer with a savings account, not sure if that makes any difference.

 

[itzmycard]

Nope, no consent has been sought so far. I am an existing customer with a savings account, not sure if that makes any difference.

I am also ETB with 811 super account but received email asking for consent sms

 

[Strange]

IO CL

Website par 0 JF hai but card selection page pe JF 449 show kar raha tha right? Did you receive application pdf file over email? What is the JF mentioned in the pdf file?

 

[Bodhi]

I am also ETB with 811 super account but received email asking for consent sms

Do you any Kotak credit card which was issued prior to the ban?

 

[itzmycard]

Do you any Kotak credit card which was issued prior to the ban?

Nope. Only 811 super user

 

[varun__goel_]

Website par 0 JF hai but card selection page pe JF 449 show kar raha tha right? Did you receive application pdf file over email? What is the JF mentioned in the pdf file?

 

[Strange]

View attachment 88892

Do you already have a Kotak credit card?

 

[Anindya98]

With so many exclusions in kiwi, how did you achieve 1.5L milestone - any broad categories will help to plan my UPI expense

I have net spends of ₹1.15L, with actual spending at ₹1.36L. However, ₹21.2K turned out to be ineligible, which I only realized after using it. Most of my spending was during my Kerala trip last October, all through genuine Scan & Pay transactions and some online purchases. I still need to spend ₹35K more to hit the sweet ₹1.5L milestone, and I have four months left to complete it. I don’t have any big spends lined up, so I’m looking for a hack.

 

[varun__goel_]

Do you already have a Kotak credit card?

N o o

 

[Strange]

N o o

Lotak ETB ko ab bhi loot raha Like before RBI Ban.

 

[AlgoTrader]

will wait for another month

 

[sunit123]

In response to USA tariff, govt is killing VISA and Mastercard and promoting rupay.

 

[ashwinkashwink is verified member.]

IO CL

One of the best Kotak card TBH 😎

 

[Abhishek012]

In response to USA tariff, govt is killing VISA and Mastercard and promoting rupay.

Why are you saying the opposite? The Indian govt is indirectly promoting Visa/Mastercard.

Due to Trump's tariff war, the Indian govt has set RuPay cards MDR to zero.

As a result, private banks are promoting Visa/Mastercard more.

Now, last month this issue is openly making it to the news and most banks will further promote Visa/Mastercard.

 

[sunit123]

Why are you saying the opposite? The Indian govt is indirectly promoting Visa/Mastercard.

Due to Trump's tariff war, the Indian govt has set RuPay cards MDR to zero.

As a result, private banks are promoting Visa/Mastercard more.

Now, last month this issue is openly making it to the news and most banks will further promote Visa/Mastercard.

Kotak is charging less fees on Rupay compared to VISA/Master.

 

[Abhishek012]

Kotak is charging less fees on Rupay compared to VISA/Master.

That is temporary; it's to increase RuPay's share.

There have been zero card issuances on RuPay. Some percentage of RuPay shares need to be there, that's why.

Banks do the same with Visa/Mastercard as well.

And Kotak is a private bank; it doesn’t follow govt directives, private banks look after their own interests.

If it were PSU banks, then to some extent, the point would be valid.

 

[Abhishek012]

Kotak is charging less fees on Rupay compared to VISA/Master.

Kotak now removed all new RuPay CC, only Visa variant now available except old variant RuPay cards.

Ab batao kon RuPay promote kr raha hai ? 🤣🤣

 

[La pasión]

Kisi ka card approve hua?

 

[gischethans]

Looks like their backend is still broken. Even after 24 hours, my application is untraceable on https://www.kotak.com/en/transaction-services/track-application.html. Tried application form number, mobile number/DOB etc. Neither did I receive the application form PDF as mentioned in the SMS.