Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

[varun__goel_]

Kotak Mahindra Bank has reopened credit card applications following the RBI’s ban lift.


Customers can apply online at cards.kotak.com.


Most of the cards are now available on the RuPay network.


Edit:- Applications are still under testing phase. Do not apply for cards as of now.

Update:- Received a call from Senior Executive. He stated that bank has started accepting applications from 1st April. But processing may take more time than usual.

 

[GTSaketh]

then yru in hurry.. u could have waited for few more days and applied.. most of the people applied got rejected, u should have seen here that many saying the same.
only pre-approved or upgrades were only approved without any issue, rest of people either rejected or having issue in applying

Where to check previous approved offers for kotak.

Also I hold kotak 811, but I don't maintain any money. What are chances of getting a pre approved offer

 

[Beyond]

Kotak Super App started showing useless Dream different card (FD based) banner to apply

 

[VISION]

Where to check previous approved offers for kotak.

Also I hold kotak 811, but I don't maintain any money. What are chances of getting a pre approved offer

in kotak mobile app u can check in lable "loans & card offers" same in net banking also.
in kotak811 app in offers tab

pre approved offers are automatic, no one can answer it or guarantee!

 

[pprakash11]

Existing Cards -
1. Kotak League Visa
2. Kotak Myntra Rupay

Applied Kotak IOCL on April-05-2025, one verification call on April-07-2025 and card got approved on April-08-2025.

Super smooth, dispatched same day! Today got delivered!!!

No Cibil hit, didn’t check experian.

 

[Strange]

Existing Cards -
1. Kotak League Visa
2. Kotak Myntra Rupay

Applied Kotak IOCL on April-05-2025, one verification call on April-07-2025 and card got approved on April-08-2025.

Super smooth, dispatched same day! Today got delivered!!!

No Cibil hit, didn’t check experian.

FYF or Paid? shared limit right?

 

[pranjal1984]

A

Existing Cards -
1. Kotak League Visa
2. Kotak Myntra Rupay

Applied Kotak IOCL on April-05-2025, one verification call on April-07-2025 and card got approved on April-08-2025.

Super smooth, dispatched same day! Today got delivered!!!

No Cibil hit, didn’t check experience

Are all 3 Kotak cards sharing same limit ?

 

[pprakash11]

A

Are all 3 Kotak cards sharing same limit ?

Yes same shared limit.

FYF or Paid? shared limit right?

FYF.

 

[pranjal1984]

Can someone tell if I need to close existing IOCL card to get new core Kotak card ? Everytime the response is declined due to internal policy .

 

[apurba.d1]

Existing Cards -
1. Kotak League Visa
2. Kotak Myntra Rupay

Applied Kotak IOCL on April-05-2025, one verification call on April-07-2025 and card got approved on April-08-2025.

Super smooth, dispatched same day! Today got delivered!!!

No Cibil hit, didn’t check experian.

Bro can pls share the details how i can obtain 1000 welcome points

 

[Strange]

Can someone tell if I need to close existing IOCL card to get new core Kotak card ? Everytime the response is declined due to internal policy .

You have only one Kotak card?
Is IOCL Card not working for instant discount offers?

 

[Boy 07]

What the benefits of having multiple cards with marger limit ?
I have only one Mojo LTF with limit 2.5L

 

[varun__goel_]

Existing Cards -
1. Kotak League Visa
2. Kotak Myntra Rupay

Applied Kotak IOCL on April-05-2025, one verification call on April-07-2025 and card got approved on April-08-2025.

Super smooth, dispatched same day! Today got delivered!!!

No Cibil hit, didn’t check experian.

Yha mera 1 april ko apply kia huye ka update nhi😭

 

[pprakash11]

What the benefits of having multiple cards with marger limit ?
I have only one Mojo LTF with limit 2.5L

Discount offers basically
and myntra kotak is the best Kotak Card.
Kotak IOCL for fuel purchases

 

[pprakash11]

Yha mera 1 april ko apply kia huye ka update nhi😭

This shall too pass ! 😂
Lagta hai kafi jaldi apply kr die the aap!!

 

[pprakash11]

Bro can pls share the details how i can obtain 1000 welcome points

For which card this 1000 welcome points are concerned? Pls explain

 

[varun__goel_]

This shall too pass ! 😂
Lagta hai kafi jaldi apply kr die the aap!!

12.30 a.m. 🤪

 

[Strange]

What the benefits of having multiple cards with marger limit ?
I have only one Mojo LTF with limit 2.5L

Myntra card gives instant discount of 7.5% and 12.5% during sale.
Indian Oil Credit card gives 4% cashback on fuel spends and 2% cashback for grocery spends.

If you want these benefits then apply.

 

[Strange]

Yha mera 1 april ko apply kia huye ka update nhi😭

Tracker me kya dikha raha?

 

[Boy 07]

Myntra card gives instant discount of 7.5% and 12.5% during sale.
Indian Oil Credit card gives 4% cashback on fuel spends and 2% cashback for grocery spends.

If you want these benefits then apply.

Are they LTF ???

 

[pprakash11]

Can someone tell if I need to close existing IOCL card to get new core Kotak card ? Everytime the response is declined due to internal policy .

I would strongly suggest not to close your card. Kotak IOCL usually work for instant discounts everywhere.

I started my journey with a FD backed kotak card in 2020,which I closed within 06 months, but Kotak did not allow me to apply for any unsecured card till February 2024, the same frustration which u're feeling now I used to feel 😂

Then suddenly one day the application process moved forward and League Visa got approved! Afterwards no issues, all Kotak applications have went through and approved. Kotak Myntra and Kotak IOCL