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Kotak Myntra CC approved in 3 hours

Walter White

TF Prestige
VIP Lounge
On Myntra app, Kotak is offering its Myntra card as FYF. As I never had any sort of relationship with Kotak and wanted to have a Kotak Credit Card for some occasional offers, I decided to apply for it as it is better than the rest of the entry and mid level cards Kotak has and given the fact it is FYF, I can try converting it to LTF or downgrade it to a LTF card at the end of year.

Applied for the card in the morning at around 10. Process was smooth. Completed my VKYC at around 2 in the afternoon. At 5:30, I received an approval message and virtual card was generated with a decent limit. Even uploaded my Amex statement for LE. Let's see if that works.

Unfortunately there is no option to select card variant. So, Mastercard World it is. Hope their service does not disappoint.

Edit:
Received the card on Jun 8. The design and the choice of colours is pathetic to be honest.


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yep after entering otp it will ask you enter crn number to validate your existing relationship (if you have) with Kotak and after entering second otp, it will give you option to select the card, if it's with zero joining fee, you can continue the application.
On kotak website it says 7.5% discount on Myntra while on myntra app it says 15%.

What's the catch?
 

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Applied yesterday early morning through website in and it got approved today morning.
Hope we can get the option to make it LTF after sometime. This is my 2nd Kotak Card.
 
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