Kotak Spendz Card use

[subhajitmahanta]

Hi, I have a Kotak Spendz Prepaid Card which gives 1% back on every transaction. Except for using it Offline Stores & Online spending, Is there any way to load money like Paytm Wallet or so? Paytm Wallet charges convenience fees for that.

 

[Piyush_Jaiswal]

No, all the tricks/bugs have been resolved as of now. But it will give you 1% unlimited cashback on all spends irrespective of merchant category. If you find any trick, do let us know.

 

[zoro]

Is there any way we can use this card to pay credit card bills without any charges, I tried all apps only mobikwik is allowing but it is taking 2.9% additional charge.
Also, you won't get any reward if use the spendz card using net banking.

 

[RockyBond]

cc bill payment possible?

 

[CardGame]

cc bill payment possible?

Possible

 

[zoro]

Possible

But which app do you use to make the payment without any additional charges?

 

[CardGame]

But which app do you use to make the payment without any additional charges?

Used to have such apps but they all gone now. Nothing free nowadays

 

[Piyush_Jaiswal]

Is there any way we can use this card to pay credit card bills without any charges, I tried all apps only mobikwik is allowing but it is taking 2.9% additional charge.
Also, you won't get any reward if use the spendz card using net banking.

Use Freecharge. But you can pay only upto Rs 1000 in a single transaction without any charges.

PS: It takes 2 working days to settle the amount to your card, for some banks it may be fast. It does not use IMPS for payment.

 

[Swann]

Use Freecharge. But you can pay only upto Rs 1000 in a single transaction without any charges.

PS: It takes 2 working days to settle the amount to your card, for some banks it may be fast. It does not use IMPS for payment.

No not working tried with 500rs

 

[Swann]

Showing after entering otp

 

[Piyush_Jaiswal]

Its working. Try again.

I paid just now. Here's the proof:

 

[Swann]

Tried for sbi,hdfc,citi not working and getting freecharge payment techno in pay page
Can you try for other card like sbi citi hdfc or any other apart from kotak

 

[Piyush_Jaiswal]

Tried for sbi,hdfc,citi not working and getting freecharge payment techno in pay page
Can you try for other card like sbi citi hdfc or any other apart from kotak

Ok, let me try.

 

[Swann]

I think u can only pay kotak and bob through this

 

[Piyush_Jaiswal]

Tried for sbi,hdfc,citi not working and getting freecharge payment techno in pay page
Can you try for other card like sbi citi hdfc or any other apart from kotak

Worked for Axis as well. Paid just now.

 

[Swann]

Worked for Axis as well. Paid just now.

I also tried for axis not working
Did u have full kyc with freecharge? also
The merchant name u are getting i m not getting that particular

 

[Piyush_Jaiswal]

It might be the problem of payment gateway, it is not being able to give successful response back to freecharge for confirmation. Try getting "Accelyst Solutions Pvt Lt" as merchant name and it will work.

Firstly I also got Freecharge as merchant name, payment failed. Tried another time and got Accelyst as merchant name, transaction got successful. From there on, always getting Accelyst as merchant name.

 

[Piyush_Jaiswal]

I also tried for axis not working
Did u have full kyc with freecharge? also
The merchant name u are getting i m not getting that particular

No, Its not full KYC. It is not even min KYC as far as I remember. I do not wish to share my PAN details with such companies.

Only thing I can suggest is to install the app again and try repeated times. I got "Accelyst" as merchant name in my second attempt only.

 

[Swann]

No, Its not full KYC. It is not even min KYC as far as I remember. I do not wish to share my PAN details with such companies.

Only thing I can suggest is to install the app again and try repeated times. I got "Accelyst" as merchant name in my second attempt only.

Tried 4-5 times not coming
Tried with diff account too
Will let you know if i m getting it once or not

 

[Swann]

No, Its not full KYC. It is not even min KYC as far as I remember. I do not wish to share my PAN details with such companies.

Only thing I can suggest is to install the app again and try repeated times. I got "Accelyst" as merchant name in my second attempt only.

@Piyush_Jaiswal not received the cashback after testing for 1k cc payment
Got Accelyst Solutions Pvt merchant name on gatway?🤔