Kotak White Credit Card being offered at Life Time Free

[SubhankarSubhankar is verified member.]

Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck.

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

 

[mrmuggle98]

Yep

They're offering to new customers only?

 

[codenerd]

Are they strictly following the income criteria?

 

[Andy1]

Kindly correct me If I am wrong, before spending 2 lacs on this white card we are not going to get any reward point. Isn't it?

 

[sriteja]

My application got rejected by saying they don't operate in my location (They do have branch though here). Enquiry wasted. Can I get this enquiry removed in any way?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

My application got rejected by saying they don't operate in my location (They do have branch though here). Enquiry wasted. Can I get this enquiry removed in any way?

@4uziaul

 

[vaibhav111vaibhav111 is verified member.]

Are they strictly following the income criteria?

it ask for monthly income and no income proof so it select what your income and in doubt select the first one that come up in monthly income.

 

[harsh1387]

Never applied for any kotak card or any association with kotak. It's showing 0 joining fees and 0 annual fees on the front page.
Should I apply for this?

 

[Piyush_Jaiswal]

My application got rejected by saying they don't operate in my location (They do have branch though here). Enquiry wasted. Can I get this enquiry removed in any way?

Branch presence does not necessarily mean that they will issue CC in that location.

Kotak has started opening their branches in Tier 3 Cities and Towns lately but they are skeptical about issuing CCs.

Apply through Branch or wait for pre-approved offer. This is the only way to get it. You can't apply online as they have restricted every other PINCODE except their serviceable locations in the online portal.

You can try friends or relative address if you are so desperate. They won't verify the address if your Credit Report is good. The system will approve your application.

 

[Piyush_Jaiswal]

Never applied for any kotak card or any association with kotak. It's showing 0 joining fees and 0 annual fees on the front page.
Should I apply for this?

Go ahead if your score is good. You will be instantly approved based on your Credit Report if you are NTB.

 

[sriteja]

Branch presence does not necessarily mean that they will issue CC in that location.

Kotak has started opening their branches in Tier 3 Cities and Towns lately but they are skeptical about issuing CCs.

Apply through Branch or wait for pre-approved offer. This is the only way to get it. You can't apply online as they have restricted every other PINCODE except their serviceable locations in the online portal.

You can try friends or relative address if you are so desperate. They won't verify the address if your Credit Report is good. The system will approve your application.

Actually I wasn't interested in this card. Just applied because it is sorta premium card and is given LTF. Don't like to waste more resources in applying this card. Just wanted to know if there is any way to remove the enquiry that caused because of this.

 

[creditcardkakida]

Ham gaon aur kasbe Wale bas thandhi aahen bharenge... Are kab dega AU, idfc aur kotak bank hamko card

 

[zaid_2913]

I want to apply for my mother, can anyone confirm how is their VKYC process. Will they ask so many questions or just basic details.

 

[jack333]

I want to apply for my mother, can anyone confirm how is their VKYC process. Will they ask so many questions or just basic details.

They ask to chose answers for three secret questions but it is optional. Rest they ask card holders parents name and address and take front photo standing against wall with both shoulders visible and pan card photo. All the answers have to be unassisted by any third person

 

[Dr. Drake]

They ask to chose answers for three secret questions but it is optional. Rest they ask card holders parents name and address and take front photo standing against wall with both shoulders visible and pan card photo. All the answers have to be unassisted by any third person

+ also signature on vkyc

 

[jack333]

+ also signature on vkyc

They didn't ask me to sign anywhere

 

[Dr. Drake]

They didn't ask me to sign anywhere

had to do mine for kotak league

 

[knight]

the reward structure feels terrible.. apart from priority pass, the card seems dead weight.

 

[pprakash11]

the reward structure feels terrible.. apart from priority pass, the card seems dead weight.

KOTAK Cards aren't meant for Rewards 🌚

 

[vinrey287]

KOTAK Cards aren't meant for Rewards 🌚

Guess we should consider it as visiting card only.

 

[knight]

KOTAK Cards aren't meant for Rewards 🌚

premium memberships/privileges bhi to nahi hain XD