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Kotak White Credit Card being offered at Life Time Free

Apply For Lifetime Free IDFC First Credit Card
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However, a big drawback of Kotak White credit card is its convoluted redemption method. The rewards are not available to the cardholder on achieving the spend milestones. Instead, they are available only on the next anniversary of one’s card and one has to redeem them within the next 3 months. For example, if your card is booked on 21st May 2020, the vouchers, as per the eligibility, can be claimed from 21st May 2021 till 31st August 2021.
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can someone confirm this?
 
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hs23new said:
can someone confirm this?
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i have zen , in that i reached milestone long back but i will only get the bonus points of the milestone when my cards anniversary yr will reach. after that 3 months are there only if i dont then rip all gone 😆

so possible with others too, rest the base rewards which u get if any like in my zen i get some decent reward points that i can redeem instantly even before the card statement is generated.. like if i use today in a few days i get the points and i can redeem no need to wait for the bill to get generated..
 
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hs23new said:
can someone confirm this?
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Yeah, it's annual milestone.

What he described is correct!*

You will get white pass points which can be used for vouchers for the spends in an anniversary.

Note: Except annual charges, gst, emi fee ... remaining all settled txns irrespective of category are eligible.

For rotaters, who has income of 12 lakh per annum ... best if they have insurance payments, rent payments etc.

Sad, it doesn't have that much benefits compared to other premium cards.
 
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Tejo said:
Yeah, it's annual milestone.

What he described is correct!*

You will get white pass points which can be used for vouchers for the spends in an anniversary.

Note: Except annual charges, gst, emi fee ... remaining all settled txns irrespective of category are eligible.

For rotaters, who has income of 12 lakh per annum ... best if they have insurance payments, rent payments etc.

Sad, it doesn't have that much benefits compared to other premium cards.
Click to expand...
It would have been a nice card if given LTF and benefits can be redeemed on completion of milestone. This wait of 1 year will requiring more planning of spends.

Is there any way to get this card LTF without Kotak Privy League Platinum? Please DM RM / BM contact details if you got LTF. Thanks.
 
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