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Kotak white VS Privy league

Can someone throw some light on this?
Also which to take Incase of both LTF?
If ur spendings are more than 10 lakhs go for white.. until u reach 2 lakhs milestone you will not even get any rewards in white card. If u reach milestone of 2 lakhs you will get 1% return.
Take both but use privy league
 
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