kotak white vs zen signature

[himanshuhans]

I am getting kotak white and zen signature card as LTF so can someone help me which card will be good to apply. I am holding magnus where I do most of my spends.

monthly spends 120K

magnus -1L
MRCC 20k

 

[pprakash11]

Kotak White LTF !

 

[Chaitanya-a]

If you just want to keep as a souvenir then White card is best. Otherwise Zen Signature makes more sense.

White card has no use in real life. It is made to keep in almirah as showpiece only😂

 

[pprakash11]

If you just want to keep as a souvenir then White card is best. Otherwise Zen Signature makes more sense.

White card has no use in real life. It is made to keep it in almirah as showpiece only😂

So that it doesn't turns Zomato Black 🤣

 

[Chaitanya-a]

So that it doesn't turns Zomato Black 🤣

It looks slightly better than Zomato black🤣

 

[anirban.choudhuryanirban.choudhury is verified member.]

Take zen signature
The card looks better

 

[venkateshr]

Getting Kotak White LTF - seems like you may be having high NRV with them. I think thats a good card - I have the paid one of 3k annual fees! Best part is no restriction on spending like wallet loads or travel or whatever. Simple points accrual - if you hit the 12 lakhs milestone i think total net credit is 27k worth of Amazon voucher translating to some net 2.25% yield on the spends which is clean. Dont know if Zen Signature has the same value proposition. Only thing they dont give a high credit limit usually.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Getting Kotak White LTF - seems like you may be having high NRV with them. I think thats a good card - I have the paid one of 3k annual fees! Best part is no restriction on spending like wallet loads or travel or whatever. Simple points accrual - if you hit the 12 lakhs milestone i think total net credit is 27k worth of Amazon voucher translating to some net 2.25% yield on the spends which is clean. Dont know if Zen Signature has the same value proposition. Only thing they dont give a high credit limit usually.

Kotak white is easily given LTF , doesn’t require much NRV , the white pass is value less if your spends are below 2 lakhs I guess , on comparison to zen it gets extra 1 international lounge access that’s they only value proposition over zen

 

[cardz]

What is the value of Zen points? And is the 10 points per 150 spent on Departmental Stores applicable to offline stores like Spencer's etc?

 

[CardSeeker]

We Can Buy Apay Vouchers Using White Pass

 

[TheTrickySid]

Kotak white is easily given LTF , doesn’t require much NRV , the white pass is value less if your spends are below 2 lakhs I guess , on comparison to zen it gets extra 1 international lounge access that’s they only value proposition over zen

How is White easily given LTF??
Like can you elaborate how to get it LTF easily??

 

[anirban.choudhuryanirban.choudhury is verified member.]

How is White easily given LTF??
Like can you elaborate how to get it LTF easily??

Up untill last year , If you had a pre-approved offer for paid white card , you could have easily converted it to LTF by mailing Kotak .

 

[TheTrickySid]

Up untill last year , If you had a pre-approved offer for paid white card , you could have easily converted it to LTF by mailing Kotak .

I am talking about current scenario
Any idea on that??

 

[anirban.choudhuryanirban.choudhury is verified member.]

I am talking about current scenario
Any idea on that??

This is current scenario

Kotak White Credit Card being offered at Life Time Free

Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck. https://cards.kotak.com/card-details?productLogo=100&channelCode=SF96&feeCode=101&utm_source=CCWebsite&utm_medium=BannerWhite&utm_campaign=Trevor

www.technofino.in

 

[TheTrickySid]

This is current scenario

Kotak White Credit Card being offered at Life Time Free

Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck. https://cards.kotak.com/card-details?productLogo=100&channelCode=SF96&feeCode=101&utm_source=CCWebsite&utm_medium=BannerWhite&utm_campaign=Trevor

www.technofino.in

Unfortunately this is only for New to bank customers.