What he meant to say for cash users is, Open Internet Banking / App and "request chequebook". 😆
Here even for Rs.50K payments I have used NEFT/RTGS Transfers or Cheques always. Every single rupee with you and going out should have a written record except cash to moongfali wala etc. Usne bhi UPI QR taang rakha hai. To record maintain kiya karo by writing in remarks.
Sardi aa rahi hai, moongfali ka rate bahot up hai.