Latest Working Methods to Pay Credit Card Bill from Debit Cards

[VISHESH_BANSAL]

Do not use Unipay for NON BBPS Billers.

Amount will deduct and it will get Failed.

HDFC already removed all Non BBPS Billers. Unipay will too remove as it giving Error of invalid Biller ID.

 

[Sriim]

Tried Paytm, not working. Tried gpay, not working. tried SBI Unipay, not working. Apart from Payzapp of course.

Hopefully it's temporary.

Paytm isn't supporting non BBPS since July 1

 

[Sriim]

Do not use Unipay for NON BBPS Billers.

Amount will be deducted and it will get Failed.

HDFC already removed all Non BBPS Billers. Unipay will too remove it as it giving Error invalid Biller ID.

Paid till day before yesterday in both unipay and hdfc billpay

What's the option left now for amex and hsbc?

 

[neo.puneet]

Is there any way now to make a payment to dcb before the bill generation date using dc?

 

[VISHESH_BANSAL]

Paid till day before yesterday in both unipay and hdfc billpay

What's the option left now for amex and hsbc?

Aaj ka Status dekho🤣

Phle Pay kiya thha usse kya mtlab

 

[Sriim]

Is there any way now to make a payment to dcb before the bill generation date using dc?

No rewarding way to use DC to prepay HDFC cc

 

[VISHESH_BANSAL]

What's the option left now for amex and hsbc?

Use Cred for Chillars😂

 

[Sriim]

Aaj ka Status dekho🤣

Phle Pay kiya thha usse kya mtlab

Just mentioned to say how quickly things are changing😅

HDFC removed amex and hsbc, giving invalid biller id on trying to add. Unipay transaction failed giving same error.

 

[Enthusiast]

Do not use Unipay for NON BBPS Billers.

Amount will deduct and it will get Failed.

HDFC already removed all Non BBPS Billers. Unipay will too remove as it giving Error of nvalid Biller ID.

Today i paid AMEX through unipay, amount got debited but transaction failed...

 

[Bhavik567]

cred doesn't allow small payments to be paid via DC. That's the problem

 

[Sriim]

@sm9811911 Kindly add in main post

HDFC billpay and SBI unipay doesn't support Non BBPS billers anymore. HDFC won't allow to add. SBI unipay will allow and then transaction will fail.

 

[VISHESH_BANSAL]

cred doesn't allow small payments to be paid via DC. That's the problem

Will it make any difference even if allowed ?which DC you will use ?

 

[Sriim]

cred doesn't allow small payments to be paid via DC. That's the problem

No DC rewards payments on cred

 

[Sriim]

Thankfully i paid 45k worth non BBPS bills this month before today using HDFC Billpay and SBI unipay😅

 

[Bhavik567]

Will it make any difference even if allowed ?which DC you will use ?

Axis PB DC. Still gives ERs.

 

[mik777]

Have large Axis CC bill payment coming up.
Have Burgundy DC & IDFC Wealth DC

Whats the best option to pay and via which platform?

 

[shivamk]

Have large Axis CC bill payment coming up.
Have Burgundy DC & IDFC Wealth DC

Whats the best option to pay and via which platform?

IDFC wealth I guess, not sure about burgundy reward structure

IDFC First Wealth Debit Card

Nil For Wealth Account

SBI UniPay

0.67% Reward (Voucher) After Rs. 50,000, Reward Rate Will Become: 2.50%

Rs. 12500 Per Month (Cash Value)

Not Available

More details: https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178

 

[mik777]

IDFC wealth I guess, not sure about burgundy reward structure

IDFC First Wealth Debit Card

Nil For Wealth Account

SBI UniPay

0.67% Reward (Voucher) After Rs. 50,000, Reward Rate Will Become: 2.50%

Rs. 12500 Per Month (Cash Value)

Not Available

More details: https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178

Thanks for the quick reply.

With ever changing T&Cs & MCC exclusions, wanted to be sure if i pay Axis CC bill via IDFC DC on SBI Unipay or Jio Finance, will i get the RPs on IDFC DC.

 

[shivamk]

Thanks for the quick reply.

With ever changing T&Cs & MCC exclusions, wanted to be sure if i pay Axis CC bill via IDFC DC on SBI Unipay or Jio Finance, will i get the RPs on IDFC DC.

Sorry but I can't confirm since I don't have the DC, although I remember seeing some confirmations on the thread I shared. Can you re-ask on that thread once?

 

[mik777]

Sorry but I can't confirm since I don't have the DC, although I remember seeing some confirmations on the thread I shared. Can you re-ask on that thread once?

Done. Thank you