Latest Working Methods to Pay Credit Card Bill from Debit Cards

[theflash]

I don't have IDFC select/wealth. Do you think they let you open a 0MAB account upon initial funding? Can fund up to 5L

No but the MAB is 10/25k

Can easily get Select in 5L mostly instant kinda within a week and has virtual debit card so can start using it.

Select has 3.5L max ig.

And 50k minimum headstart required after that any amount you get accelerated rewards. In IDFC. You might need to call them after 14 working days in some cases where rps are not credited.

 

[Abhishek012]

Fair, I agree. Which site can I make use of to pay via DC?

SBI Unipay or Canara Setu website - https://billpe.setu.co/1428576343393568731/billers/Credit-Card

 

[Survivor35]

So quick clarification. We can still use Indus visa & platinum in sbiunipay to get reward points.

 

[rishi4]

So quick clarification. We can still use Indus visa & platinum in sbiunipay to get reward points.

Points credited for both?

 

[habibmy]

So quick clarification. We can still use Indus visa & platinum in sbiunipay to get reward points.

No points multiple transaction done in last month but not got points for even single transaction.

 

[Rishabh]

Transaction failed & amount debited while making payment on Canara Setu. Their issue report feature is also failing on the website, anyone know email or way to contact & raise complaint & request for refund?

 

[makman]

Transaction failed & amount debited while making payment on Canara Setu. Their issue report feature is also failing on the website, anyone know email or way to contact & raise complaint & request for refund?

Better to not use Canara Setu. They refund after 2 weeks that also only after reporting the issue where as other BBPS apps does it within 2-3 days. This is clearly either scam or insufficient infrastructure

 

[6ix9ine]

Transaction failed & amount debited while making payment on Canara Setu. Their issue report feature is also failing on the website, anyone know email or way to contact & raise complaint & request for refund?

Setu took 1 month for the refund of @PKMKB, that too when he reached them on LinkedIn (next level dedication) xD

//edit: I can't find the exact post, I think it was a different user or maybe it's him.

 

[theflash]

Setu took 1 month for the refund of @PKMKB, that too when he reached them on LinkedIn (next level dedication) xD

There were 2 Txn of same amount . I raised a chargeback dispute via IDFC for 1 txn. 1 was automatically refunded

 

[panu24]

Setu took 1 month for the refund of @PKMKB, that too when he reached them on LinkedIn (next level dedication) xD

//edit: I can't find the exact post, I think it was a different user or maybe it's him.

Ye lo bhai link

Post in thread 'Latest Working Methods to Pay Credit Card Bill from Debit Cards'

Aug 23, 2024

@PKMKB batao bhai kya kya kiya tha aapne 😂

Linkedin per BBPS support se chat initiate karo or BBPS transaction ID do. Wo log udhar 1 ghante m reply de dete h or 3-5 Working days m issue resolve kar denge.

Canara bank ka koi direct contact information nahi h PG Setu ke liye. Unke grievance redressal mechanism ko follow karna padega or kisi random bade bank per non customer complaint karni padegi or udhar apni dukh, dard or peeda likhni padegi.

Waha se fir wo log complaint ko samjhenge or assist karenge. Refund automatically bhi aa jata h 7 days m. Yaha kisi ka hua tha fail...

• IKFLRT

• 

 

[shu_sha]

Better to not use Canara Setu. They refund after 2 weeks that also only after reporting the issue where as other BBPS apps does it within 2-3 days. This is clearly either scam or insufficient infrastructure

Paid 50K today with Canara Setu and got successfully processed

 

[Rishabh]

Transaction failed & amount debited while making payment on Canara Setu. Their issue report feature is also failing on the website, anyone know email or way to contact & raise complaint & request for refund?

Update: Got message about bill payment confirmation in 30mins after making the transaction with BBPS Txn Id, so I guess it shall get credited to the card account soon.

 

[Anindya98]

18-09-2024: IDFC Debit card RPs redemption Update
IDFC has removed the 1K Amazon Pay GV and Shopping Voucher both Options from the Redeem Section Now max 2500 (500*5) can be redeemed at once. Same for Flipkart GV no 1K option.

Offer Fulfilled! Thread 'IDFC First Rewards' best redemption options?'

Jul 9, 2024

I have accumulated 20000 RPs in the IDFC First rewards portal by next month I will be able to redeem it. What are the best possible options for redemption?
I am only interested in e-gift card/voucher category not interested in buying any products.
I am thinking of converting it to 5000 Amazon Pay GV net profit of 4882 after 118 redemption fees.
Also, on my other 2 family accounts, I have 6000+ each account.


Any more Suggestions will be appreciated
Update: 18-09-2024
IDFC has removed the 1K Amazon Pay GV and Shopping Voucher both Options from the Redeem Section Now max 2500...

• Anindya98
• debit card idfc idfc bank idfc bank select idfc debit card idfc first bank reward program reward points reward redeemtion
• Replies: 396
• Forum: Other Offers

• 
• 

 

[IKFLRT]

Paid 50K today with Canara Setu and got successfully processed

Setu best h. Mera bass aaj tak 1 payment fail hua h jo maine khud fail karwaya tha HDFC DC ko lutne ke liye.

Otherwise ab tak 15 lakh ki transactions kar chuka hu, ek baar bhi failure nahi aaya.

If in case payment fail hota h, Linkedin per BBPS support ko message karna hoga. Wo acknowledge kiye toh mtlb resolution mil jayega 1 week ke andar.

Canara bank isme kuch nahi kar payega. Unko toh pata bhi nahi Setu karke inka koi PG h.

 

[EnthuCC]

IDFC has removed the 1K Amazon Pay GV and Shopping Voucher both Options from the Redeem Section Now max 2500 (500*5) can be redeemed at once. Same for Flipkart GV no 1K option.

Offer Fulfilled! Thread 'IDFC First Rewards' best redemption options?'

Jul 9, 2024

I have accumulated 20000 RPs in the IDFC First rewards portal by next month I will be able to redeem it. What are the best possible options for redemption?
I am only interested in e-gift card/voucher category not interested in buying any products.
I am thinking of converting it to 5000 Amazon Pay GV net profit of 4882 after 118 redemption fees.
Also, on my other 2 family accounts, I have 6000+ each account.


Any more Suggestions will be appreciated
Update: 18-09-2024
IDFC has removed the 1K Amazon Pay GV and Shopping Voucher both Options from the Redeem Section Now max 2500...

• Anindya98
• debit card idfc idfc bank idfc bank select idfc debit card idfc first bank reward program reward points reward redeemtion
• Replies: 396
• Forum: Other Offers

• 
• 

In another thread @vaibhav111 was saying that it happens frequently. Sometimes they go out of stock and restock takes time.

 

[Larry2001]

No worries, I'm glad you read the post and implemented it. You can expect rewards in a minimum of 90 days. It rarely takes longer, but it is possible that you have to wait till 120 days.

Your rewards will be credited into your Cards section of netbanking/app. Value is 1:1, 1 reward = 1 rupee.

Minimum redemption amount: 400, which means you must have 400 points before you can redeem it and once you redeem those points, they will get credited into your account in 2-3 working days.

Welcome to TechnoFino Community

It's already 1 month, and the CB still hasn't shown up is this common? ( I used Master MILENNA DC )

 

[6ix9ine]

It's already 1 month, and the CB still hasn't shown up is this common? ( I used Master MILENNA DC )

Millennia DC takes 90 days for the cashback points to be reflected in your DC points section.

 

[Sourabh_13]

Guys, I have to pay ₹1,23,000 CC bill for a single card by 2nd October. I have the following options/constraints and want to optimize the cashback/reward.

Constraints:
1. I can pay a max of ₹37,700 through HDFC Platinum DC to get 1% cashback.
2. I can pay a max of ₹55,000 (₹5,000+₹25,000+₹25,000) through SBI DCs before 20th Sept to get 1.25% back.
3. I have IDFC DC that gives 0.5% worth of reward points on initial ₹50,000 spends and then 1.67% worth of reward points on spends above ₹50,000

Possible Ways:


Please help me with the following queries:
1. Am I missing something? Is there something I should pay attention to with the first method, where I pay the entire amount through the IDFC DC?
2. How risky is it to go with the 4th option? (I am keeping it as a backup in case I have missed something regarding the IDFC reward point cap, etc. I will also be looking into tuning the 2nd option in case the 1st option gets dropped due to max reward capping or something.)
3. Any other better suggestions for paying the CC bill?

 

[Larry2001]

Millennia DC takes 90 days for the cashback points to be reflected in your DC points section.

what do you say should I order PLAT DC instead? its faster in CB reflection then Milennia

 

[6ix9ine]

what do you say should I order PLAT DC instead? its faster in CB reflection then Milennia

It depends on your monthly bills.

- If it's less than 16K, stick with millennia DC as after 90 days, every month you will be getting cashback (2.5% upto 400) as your bills keep generating.

- If it's above 25-30K, you can move to Platinum DC, but remember it gives you 1% upto 750 cashback.

So, to make it short.

Plat - 1% - 750 - 2-3 days (1 week max)
Mill - 2.5% - 400 - Minimum 90 days