Latest Working Methods to Pay Credit Card Bill from Debit Cards

[GGGGGG]

I received a total of ~30,000 points on my IDFC Wealth Debit Card in October 2024 for paying credit card bills via SBIUNIPAY. The bills paid were for Axis, Yes Bank, BoB, ICICI, and HSBC cards. I paid the Amex bill separately through net banking. All the transactions were successful at first go.

 

[Deepak_Shetty]

Amazon -> Amazon Pay -> Amazon Pay Balance -> Wallet

Also please complete full kyc

Amazon wallet balance (not gift card balance) can be transferred to bank account by Amazon wallet UPI. What's the necessity to use those balance for credit card payment?

 

[Pravin1156]

Today noon SBI Unipay works fine. I paid almost 2.4lakhs. it went through successfull

 

[sahil1033]

Quick help guys, I used to pay credit card bill from IDFC First Bank Wealth debit card via Jio Finance but they've removed the option.

I know there's SBI Unipay which works but I've used it once and it was a nightmare for me to get refund and that I got via chargeback. Any other portal which will give reward points for paying CC bill via IDFC First Bank Wealth DC apart from SBI Unipay?

Also, just in case, if I've to pay via SBI Unipay, what's the way to have a track of Transaction History and avoiding transaction failure? The first and last time I had used SBI Unipay, the transaction failed and it wasn't even captured in Transaction History, so, it was a total chaos as I didn't have any proof of transaction for refund and they didn't refund the money, it was HDFC Bank which after a lot of follow up did the refund after applying for chargeback.

 

[Sobirvs]

Quick help guys, I used to pay credit card bill from IDFC First Bank Wealth debit card via Jio Finance but they've removed the option.

I know there's SBI Unipay which works but I've used it once and it was a nightmare for me to get refund and that I got via chargeback. Any other portal which will give reward points for paying CC bill via IDFC First Bank Wealth DC apart from SBI Unipay?

Also, just in case, if I've to pay via SBI Unipay, what's the way to have a track of Transaction History and avoiding transaction failure? The first and last time I had used SBI Unipay, the transaction failed and it wasn't even captured in Transaction History, so, it was a total chaos as I didn't have any proof of transaction for refund and they didn't refund the money, it was HDFC Bank which after a lot of follow up did the refund after applying for chargeback.

I used unipay via idfc debit card on 22nd oct, worked fine for 4-5 cc payments amounting to around 70k.

 

[drmsiva]

I paid IDFC and Indusind CCs via SBI Unipay with HDFC debit card just now- both the transactions went through without any issues and the money was credited instantly in the card accounts.

Have to wait and see regarding the points from HDFC.

 

[Sahil_07]

Quick help guys, I used to pay credit card bill from IDFC First Bank Wealth debit card via Jio Finance but they've removed the option.

I know there's SBI Unipay which works but I've used it once and it was a nightmare for me to get refund and that I got via chargeback. Any other portal which will give reward points for paying CC bill via IDFC First Bank Wealth DC apart from SBI Unipay?

Also, just in case, if I've to pay via SBI Unipay, what's the way to have a track of Transaction History and avoiding transaction failure? The first and last time I had used SBI Unipay, the transaction failed and it wasn't even captured in Transaction History, so, it was a total chaos as I didn't have any proof of transaction for refund and they didn't refund the money, it was HDFC Bank which after a lot of follow up did the refund after applying for chargeback.

Airtel thanks app

 

[sahil1033]

Airtel thanks app

CC bill payment via Airtel app through IDFC First Bank DCs gives RPs for sure, right?

 

[Ravana_88]

I paid IDFC and Indusind CCs via SBI Unipay with HDFC debit card just now- both the transactions went through without any issues and the money was credited instantly in the card accounts.

Have to wait and see regarding the points from HDFC.

Tried paying my HDFC credit card bill via Indusind exclusive debit card on unipay . Transaction failed . Hopefully money was not deducted . Somehow I feel there is some problem with Indusind card .

 

[sahil1033]

Quick help guys, I used to pay credit card bill from IDFC First Bank Wealth debit card via Jio Finance but they've removed the option.

I know there's SBI Unipay which works but I've used it once and it was a nightmare for me to get refund and that I got via chargeback. Any other portal which will give reward points for paying CC bill via IDFC First Bank Wealth DC apart from SBI Unipay?

Also, just in case, if I've to pay via SBI Unipay, what's the way to have a track of Transaction History and avoiding transaction failure? The first and last time I had used SBI Unipay, the transaction failed and it wasn't even captured in Transaction History, so, it was a total chaos as I didn't have any proof of transaction for refund and they didn't refund the money, it was HDFC Bank which after a lot of follow up did the refund after applying for chargeback.

I did total of 9 transactions on SBI Unipay through IDFC First Bank Wealth DC, all went through but for ICICI Bank CC, it failed twice, no amount was deducted ... tried paying via Airtel app, failed again and the amount was deducted this time.

Any idea what could be the reason?

P.S. I did check available credit limit and the amount I'm trying to pay and the bill amount won't exceed the total credit limit.

 

[Anki0707]

Hi guys I am planning to do a cc payment of 107000 through Idfc select dc, how many points can I expect?? Is it better to use or should I use hdfc platinum dc??

 

[sm9811911]

Hi guys I am planning to do a cc payment of 107000 through Idfc select dc, how many points can I expect?? Is it better to use or should I use hdfc platinum dc??

Use idfc select instead of hdfc plat, will be worth it

 

[Anki0707]

Use idfc select instead of hdfc plat, will be worth it

Any idea on the expected reward points? Just asking to make sure once they are credited I know that no points have been missed and in case there is a mismatch I can reach out to the support team. Thanks in advance for your inputs.

 

[GGGGGG]

Any idea on the expected reward points? Just asking to make sure once they are credited I know that no points have been missed and in case there is a mismatch I can reach out to the support team. Thanks in advance for your inputs.

Within 14 days

 

[Anil_SinghAnil_Singh is verified member.]

From which website I can use Amazon balance

billdesk.. search for required bank billdesk on google

 

[Ravana_88]

Anyone who has paid credit bill via Indus ind exclusive debit card in the last 2 days , please let me know the platform . I have used unipay , Canara Setu , Airtel and all are failing . Pls help

 

[newmakerhere]

Anyone who has paid credit bill via IDFC exclusive debit card in the last 2 days , please let me know the platform . I have used unipay , Canara Setu , Airtel and all are failing . Pls help

Paid 53k today on unipay by idfc select dc

 

[Tonymathew]

Paid 53k today on unipay by idfc select dc

Normally how much days does it take to tract the rp for idfc select dc? Got my card few days back. Did 1st transaction 5 days ago.. how long should I wait for the rp?

 

[newmakerhere]

Normally how much days does it take to tract the rp for idfc select dc? Got my card few days back. Did 1st transaction 5 days ago.. how long should I wait for the rp?

You will receive within 14 working days but sometime takes time. You can raise request for mannual credit after 14 working days.

 

[vine]

billdesk.. search for required bank billdesk on google

@Vickymaster1010
This is correct answer. Search bank name billdesk. website will be billdesk dot com.
Another way is that you can find the option to do payment via billdesk in the bank app or bank website.