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What if bank is talking a lot of time in crediting points ?
After following this, I get the points within 5 business days. So till I reach accumulated 40k spends, I'll wait for the reward points to credit before making the next transaction.

Another thing I read in TF is that even if you do the transaction in previous month and got the reward points in the next month. The rewards points will be considered for next month and not previous. This happens for transactions usually done in the last week of the month.
 
After following this, I get the points within 5 business days. So till I reach accumulated 40k spends, I'll wait for the reward points to credit before making the next transaction.
I guess you are using master card

I've been waiting for points for a 50k txn on Visa since Jan 2
😵😵
 
Will HDFC debit card provides rewards on onecard credit card repayment through their own platform( in app)?

As no application supports federal Bank onecard repayment
 
I have done transaction in last week of Dec, but did not get points. Then in Jan, I made further transactions for which I did not points either.
With Indusind DC's...never do any transactions in last 4 days of a month...
They consider it for next month and our calculations for accelerated rewards go in vain..
 
Update: IDFC has credited RPs for txns done on Dec 24th, 2024 today.

I received total 3280 (10X) pts for Dec 24 txns. For Dec 21-23, it were credited on Jan 4 itself. Now around 800 left for Dec 26 Txn. Total for Dec month till now 7650.

Bottom line is, sometimes you need to wait patiently like I told before. No need to mail/call them till 30 days.

Now waiting for Amazon Pay GV to come back which haven't came since Nov 29, 2024.
 
Update: IDFC has credited RPs for txns done on Dec 24th, 2024 today.

I received total 3280 (10X) pts for Dec 24 txns. For Dec 21-23, it were credited on Jan 4 itself. Now around 800 left for Dec 26 Txn. Total for Dec month till now 7650.

Bottom line is, sometimes you need to wait patiently like I told before. No need to mail/call them till 30 days.

Now waiting for Amazon Pay GV to come back which haven't came since Nov 29, 2024.
For me 27th Dec trxn has still not fetched the RPs while 28th and 30th Dec received it within 5 days.

Had raised a complaint today with the rewards team they have taken the request to manually credit RPs for 27th Dec trxn within 10 working days.
 
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