• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Latest Working methods to pay Credit Card Bill from Debit Cards

One guy is boasting on reddit that he mailed hdfc top management to close hdfc loophole on sbi unipay for getting infinia ltf.

Ye kahi wo Banda to nahi jo TF pe thread banaya tha aur kuch action lene ke bat kar raha tha?

 
He is bluffing. It's definitely not him.

Unipay is not under control of HDFC.
Yeah. As if HDFC doesn't know about this loophole. Pretty sure they just let let it slide.

After all, this was one way to increase credit and debit card usage. Surprise surprise, who benefits from that? Ofcourse HDFC bank lurking up all that MDR.

I always used to factor in that extra 1% reward rate to reason my spends. Too bad it is gone now. Now spending doesn't look as attractive as before.

Oh, and mass closures of the debit card means no more annual debit card fees and/ or account downgrades.

Yeah, that guy saved HDFC bank big time.
 
One guy is boasting on reddit that he mailed hdfc top management to close hdfc loophole on sbi unipay for getting infinia ltf.

From the words of it and analyzing whole thing, I can say this is a fake claim. Banks never responds to people with such a language. It is a madeup story. He didn't highlughted the email ID from which this mail came. ClassicBanking??? Mostly banks reply with noreply emails aadys in these cases.

His further replies tell he is just trying to get attention by claiming it as his own work. SBI if they had to stop it would have restricted HDFC cards only not whole bank cards.

Log kuch bhi peltey hai. He was hurt because he couldn't figure out things on his own to get benefit and now making story. Inside he is hurt too. We all know everything will be patched.

Are people are Canara fool enough to use 5311 code. Everthing is known to banks and IT teams and things are planned in a way so tha txns can be increased, systems can be tested and once motive is over or work at hand is done, they patch up things and people think they came to know just now. Loopholes are put knowingly and closed once time to keep it is over. Only because of loopholes these bill payment sites run their portals.
 
haan ye sab faltu ka baat hai bank ko sab pata hota hai wo jaanbhuj kar hone deta hai issi name pe unka trx hoga ac khulega ye sab purpose rehta hai kuch free card ke name pe log fund rakhege classic and ye sab. sbi ko kuch benifit nahi tha ab unhone apne system ko test karliya ab apne dc ko wo promote karne ke liye band kar diye or kuch nahi.
 
SBI virtual RuPay is best because you will get multiple options for RuPay DC, also RuPay is SBI's core network partner, SBI will not easily devalued if RuPay will use. Govt also force PSU banks to issue more and more RuPay DC.

Normally, the government keeps injecting ₹10,000 crore or ₹20,000 crore into govt banks due to losses. This is nothing compared to other losses. SBI will continue to boldly promote RuPay and the govt also force banks for RuPay promotion.


1st option - Canara Setu
2nd option - Phonepe (Free only for RuPay DC)
3rd option - Billdesk (Amex & SCB CC billpay also supported) - Only RuPay DC accepted.
4th option - SBI Unipay
What will the effective cashback here with virtual DC?
 
Back
Top