Latest Working methods to pay Credit Card Bill from Debit Cards

[iamsaimansari]

Use IDFC add-on Firstap RuPay Platinum DC on Phonepe app and get Reward points for CC bill payment (no extra charges for RuPay DC).
Merchant names check here -



Just an update - Higher variant account get higher welcome reward points on IDFC Firstap sticker RuPay Platinum debit card.

Already one person confirmed he got 8000 welcome reward points on IDFC First Wealth account using IDFC Firstap RuPay Platinum Debit Card (do first time minimum transaction Rs1500) -

2000 welcome reward points on IDFC First normal account
4000 welcome reward points on IDFC First Select account
8000 welcome reward points on IDFC First Wealth account
20,000 welcome reward points on IDFC First Private account.

One thing I want to know that do we get the same reward points for idfc first tap for eg, if I have wealth I get 4 rp for 150 and 10x after 50000, so will I get the same benefits for idfc first tap rupay card?

 

[desiviru]

One thing I want to know that do we get the same reward points for idfc first tap for eg, if I have wealth I get 4 rp for 150 and 10x after 50000, so will I get the same benefits for idfc first tap rupay card?

Card don't matter. You can use any.

If you pay 25K with RuPay at start of month and then 25K with main card even then it will be considered as 50K and after that 10X pts will credit no matter which card you use.

 

[iamsaimansari]

Card don't matter. You can use any.

If you pay 25K with RuPay at start of month and then 25K with main card even then it will be considered as 50K and after that 10X pts will credit no matter which card you use.

Thanks for the information bro! 🫱🏿‍🫲🏼

 

[goriavikas]

How do you try in freecharge? Anyone got points for HDFC Platinum DC in Freecharge?

Got 10 rp on 1000 in previous transactions.

Yes. 1% rp

 

[goriavikas]

Try after a while. Yesterday I was also getting something similar on phonepe issue resolved on its own.

Trying from 3 days.. still getting this error on freecharge

 

[Sriim]

Yes because i paid with Indusind MC on 1st feb and 4th feb with retail cc(on sms) and retail cc mumbai(on statement) and got 3k reward points, but Indusind Visa DC gave name retail cc(on sms) but retail cc bai mh(on statement)
So it seems visa has different MCC

MC points are regularly credited within 3 days

Visa points sometimes take 20 days

 

[CyberPsych]

Virtual cards will give rewards only on e-commerce

SBI Virtual debit cards don't give points for credit card bill payments?

 

[Pravin1156]

Credit card bill payment in Payzapp through Millenia Debit card fetch Reward points, Can anybody confirm please

 

[desiviru]

Credit card bill payment in Payzapp through Millenia Debit card fetch Reward points, Can anybody confirm please

No. 6012 MCC is excluded and Payzapp has this MCC.

List of exclusions:

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/Millennia%20Debit%20Card/Millenia-MCC-Exclusion-%282%29.pdf

Now Millennia is of no use on CC payments.

 

[Pravin1156]

No. 6012 MCC is excluded and Payzapp has this MCC.

List of exclusions:

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/Millennia%20Debit%20Card/Millenia-MCC-Exclusion-%282%29.pdf

Now Millennia is of no use on CC payments.

Millenia+Canara Setu will fetch points?

 

[Abhishek012]

ek bande ne aaj call kiya HDFC ko Millennia DC k liye toh MCC 2752 bataya usko.

Mai google kiya toh dekha yaha technofino and reddit me saalo pahele HDFC ne MCC 2752 bata k rakha hai 🤣🤣

 

[pennywisepoundwise]

AURA bhai, All HDFC cards are useless now because of 6012.

@Abhishek012 Hemang is right, HDFC did to system what Rupay did with JioFin in RPSLLDCASH 🤣

Yaha scene bahot bada ho gaya hai. Bas ab confirmation ka wait kar rahe hai sab. Miltey hi R.I.P: All HDFC Cards.

Looks like Visa network is attaching 6012 mcc on Canara setu.

MCC is set by card network, right? If visa is having 6012 then RIP 811 super?

 

[CyberPsych]

Got 10 rp on 1000 in previous transactions.

Yes. 1% rp

Shows 1.02%+ GST convenience fees for me in Freecharge when paying through HDFC Platinum DC

 

[pinki]

MCC is set by card network, right? If visa is having 6012 then RIP 811 super?

Not necessarily .

 

[Abhigyan kumar]

Wal

No. 6012 MCC is excluded and Payzapp has this MCC.

List of exclusions:

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/Millennia%20Debit%20Card/Millenia-MCC-Exclusion-%282%29.pdf

Now Millennia is of no use on CC payments.

Wallet load karke to le hi sakte h na?

 

[Abhigyan kumar]

Shows 1.02%+ GST convenience fees for me in Freecharge when paying through HDFC Platinum DC

Sahi h tab bache huai points ko nikalne aise hi padega future points ko sacrifice karke

 

[CyberPsych]

Sahi h tab bache huai points ko nikalne aise hi padega future points ko sacrifice karke

Whaaat 😂 😂

 

[yogesh19k]

ek bande ne aaj call kiya HDFC ko Millennia DC k liye toh MCC 2752 bataya usko.

Mai google kiya toh dekha yaha technofino and reddit me saalo pahele HDFC ne MCC 2752 bata k rakha hai 🤣🤣

2752 is not a valid MCC code. Many customer support representatives at HDFC are unaware of what an MCC code is, so they often provide this incorrect code (2752). I have dealt with them multiple times regarding this issue, so do not trust this MCC.

 

[Sahil_07]

So now only 3 option left
1. Freecharge(1% charge)
2. Canara Setu(no charge)
3. Sbi Unipay (free,only for sbi Debit card)

Right?

 

[Sachin2008]

Using IDFC DC

POS-VISA/RETAIL/503710014027/BAI MH/

Isme milega kuch reward point ?