Latest Working Methods to Pay Credit Card Bill from Debit Cards

[sm9811911]

idfc classic dc which comes with 10k account varient, fetches any points?

all idfc dc get points. See the basic dc points details in update 3.

 

[BCh]

How do know it’s last month’s point…based on transaction value and points credited??

I did transactions in last week of April and got points in the 1st week of this month. This month's transactions were done on 15th, no points credited so far.

 

[Pankhuri]

All 3 can be held together and free of charge with select or exclusive accounts.

I have visa signature and mc world debit cards, select account. How can I request for Visa platinum debit card? I tried requesting through customer care call but they said I would need to first block my Visa signature dc.

 

[PrabhuP]

If Indus stops giving cashback on CC payments I am going to let that account go dormant

i opened this account only for CC bill payment 🙁

 

[Pissant]

i opened this account only for CC bill payment 🙁

I actually had two reasons. The 0 forex fee and the rewards.

 

[Pravin1156]

Hi TF Team, Today I go to IDFC bank and enquired about Select account opening. They told me to initially fund 3lakhs and maintain the balance to avail the select debit card and other related benifits. They told from 1st may 2024 itself normal account to premium account upgrade process stopped.

If I am opening Select account directly by funding 3 lakhs. Any minimum balance to be maintain or if suppose I don't maintain the minimum balance means select debit card features are stopped ah. Please suggest TF Team.

 

[pinki]

Hi TF Team, Today I go to IDFC bank and enquired about Select account opening. They told me to initially fund 3lakhs and maintain the balance to avail the select debit card and other related benifits. They told from 1st may 2024 itself normal account to premium account upgrade process stopped.

If I am opening Select account directly by funding 3 lakhs. Any minimum balance to be maintain or if suppose I don't maintain the minimum balance means select debit card features are stopped ah. Please suggest TF Team.

Suggest kriye TF TEAM

@Vasuki

 

[VasukiVasuki is verified member.]

Suggest kriye TF TEAM

@Vasuki

Today I went to idfc to open select for friend he said with 3 lakh Direct select get opened no need to get extra permission &shit ..
So we closed his previous account in 5 minutes.


Regarding your query - CHU*YA EMPLOYEE jyda bole toh Bm k cabin me jao
Aur bolo achha employee hire krlo.

 

[pinki]

Today I went to idfc to open select for friend he said with 3 lakh Direct select get opened no need to get extra permission &shit ..
So we closed his previous account in 5 minutes.


Regarding your query - CHU*YA EMPLOYEE jyda bole toh Bm k cabin me jao
Aur bolo achha employee hire krlo.

Ek baat bolna tha doc...


















gaali galoj aj kal bahut jyada krne lge hai aap 💀
Control kriye thora
khi galiyon ka ghada bhr n jae apka🌚

 

[Piyush_Jaiswal]

Hi TF Team, Today I go to IDFC bank and enquired about Select account opening. They told me to initially fund 3lakhs and maintain the balance to avail the select debit card and other related benifits. They told from 1st may 2024 itself normal account to premium account upgrade process stopped.

If I am opening Select account directly by funding 3 lakhs. Any minimum balance to be maintain or if suppose I don't maintain the minimum balance means select debit card features are stopped ah. Please suggest TF Team.

3 lakh sounds good.

But if they say they will downgrade that means they will as downgrading is in the hand of branch officials and your RM.

There are chances that they won't downgrade but why risking so much for a debit card which is anyway going to be downgraded in few months. Without reward points, the account is not really worth it. If you frequently travel then lounge access will be the only thing beneficial for you.

 

[VasukiVasuki is verified member.]

3 lakh sounds good.

But if they say they will downgrade that means they will as downgrading is in the hand of branch officials and your RM.

There are chances that they won't downgrade but why risking so much for a debit card which is anyway going to be downloaded in few months. Without reward points, the account is not really worth it. If you frequently travel then lounge access will be the only thing beneficial for you.

Great knowledge but you are too much misinformed

No downgrade seen in idfc till now.
So enjoy till it lasts

It's giving the highest reward on cc payment
It's one of easiest way to get lounge access for companion

 

[Anil_SinghAnil_Singh is verified member.]

Guys,

For some shitty reason, IndusInd mobile app is not showing acquired reward points.

Just login to netbanking and check your points for Indus Select Visa and MC World debit cards.

I just found out that I got points for credit card bill payments done in Paytm using Indus Select Visa debit card (maybe long ago) in netbanking.

 

[Piyush_Jaiswal]

Great knowledge but you are too much misinformed

No downgrade seen in idfc till now.
So enjoy till it lasts

It's giving the highest reward on cc payment
It's one of easiest way to get lounge access for companion

Banks generally don't downgrade which I totally agree. But downgrading is in the hands of branch officials, they can downgrade if they want.

When everyone starts not maintaining balance eventually they will be compelled to downgrade.

And it is the best debit card out there. But do you really think the party is going to last more than few months with this much mass popularisation? It does not take enough time for idfc to exclude any mcc. Nor will it take time for SBI to change its MCC.

Itna v negative feel nhi karwana hai...😂

@Pravin1156 1 2 mahina me hi 7500/15000 loot lena 😂😂

 

[sm9811911]

Hi TF Team, Today I go to IDFC bank and enquired about Select account opening. They told me to initially fund 3lakhs and maintain the balance to avail the select debit card and other related benifits. They told from 1st may 2024 itself normal account to premium account upgrade process stopped.

If I am opening Select account directly by funding 3 lakhs. Any minimum balance to be maintain or if suppose I don't maintain the minimum balance means select debit card features are stopped ah. Please suggest TF Team.

Nothing stopped.

Guys,

For some shitty reason, IndusInd mobile app is not showing acquired reward points.

Just login to netbanking and check your points for Indus Select Visa and MC World debit cards.

I just found out that I got points for credit card bill payments done in Paytm using Indus Select Visa debit card (maybe long ago) in netbanking.

Someone else also mentioned this if i remember correctly

 

[sm9811911]

Great knowledge but you are too much misinformed

No downgrade seen in idfc till now.
So enjoy till it lasts

It's giving the highest reward on cc payment
It's one of easiest way to get lounge access for companion

Agree. No downgrades seen. Personal exp

 

[VasukiVasuki is verified member.]

Banks generally don't downgrade which I totally agree. But downgrading is in the hands of branch officials, they can downgrade if they want.

When everyone starts not maintaining balance eventually they will be compelled to downgrade.

And it is the best debit card out there. But do you really think the party is going to last more than few months with this much mass popularisation? It does not take enough time for idfc to exclude any mcc. Nor will it take time for SBI to change its MCC.

Itna v negative feel nhi karwana hai...😂

@Pravin1156 1 2 mahina me hi 7500/15000 loot lena 😂😂

My branch doesn't even know what select is
Ofc nothing lasts forever.
If this continues 6 month its more than worth

 

[Piyush_Jaiswal]

My branch doesn't even know what select is
Ofc nothing lasts forever.
If this continues 6 month its more than worth

6 mahine me to 45k ki earning ho jayegi 😂😂

 

[VasukiVasuki is verified member.]

Guys,

For some shitty reason, IndusInd mobile app is not showing acquired reward points.

Just login to netbanking and check your points for Indus Select Visa and MC World debit cards.

I just found out that I got points for credit card bill payments done in Paytm using Indus Select Visa debit card (maybe long ago) in netbanking.

Post this in status

 

[VasukiVasuki is verified member.]

6 mahine me to 45k ki earning ho jayegi 😂😂

😁
3.4x 6 =18 lakh bill payment

But
If distributed among 5 PPL cc spend..
45 k is stunner. 😂

 

[Pravin1156]

Guys,

For some shitty reason, IndusInd mobile app is not showing acquired reward points.

Just login to netbanking and check your points for Indus Select Visa and MC World debit cards.

I just found out that I got points for credit card bill payments done in Paytm using Indus Select Visa debit card (maybe long ago) in netbanking.

I am not Indus Select Visa Signature. I am holding Visa Signature card of ₹5000 joining fee variant and I am holding tarakki current account with IndusInd bank. So holding Normal Visa Signature debit card while transacting at Cred(Dreamplug Paytech solutions) fetch any reward points. Please confirm TF Team.

On 9th May 2024 I done 1.5lakhs on Cred but still not fetch points.