Latest Working Methods to Pay Credit Card Bill from Debit Cards

[BeingIncogBeingIncog is verified member.]

Due date is 25th. But heard cases of issues with SBI Unipay. Resolved now?

yes . . pay after 10th or so

 

[Anil_SinghAnil_Singh is verified member.]

@SSV Indus Select MC DC will give points on Payzapp CC billpay? I have close to 1.2L cc bill to pay.. last time Indus Select Visa DC didn't give any points on Paytm..

 

[CardGame]

Make sure, you use the DC for CC payment, not for wallet loading

Thank you bro

 

[InfamousInfamous is verified member.]

What is the best way to pay CC bills through Millenia DC? Is it loading the Amazon Wallet for 1% cashback? or paying through HDFC bill pay?

Does Bill Pay earn cashback for cc bill payment?

 

[SSV]

@SSV Indus Select MC DC will give points on Payzapp CC billpay? I have close to 1.2L cc bill to pay.. last time Indus Select Visa DC didn't give any points on Paytm..

Yes,try with a small amount first..check yourself

 

[telescope]

What is the best way to pay CC bills through Millenia DC? Is it loading the Amazon Wallet for 1% cashback? or paying through HDFC bill pay?

Does Bill Pay earn cashback for cc bill payment?

Yes. 2.5% upto 400 per month

 

[aargee23]

SBI Unipay seem to have a new name on Merchant Page .. earlier it used to be www.sbiunipay.com and it is SBIUNIPAYDB

Also have a new Payment interference

Is it still 4900 MCC for DC payments?

 

[aparnahm]

Valid as on 9th May 2024. I will keep on updating here and also on https://twitter.com/sm98119/status/178243226540....

1a) RBL signature + dc: 1% cashback for payment by paying using sbi unipay. Cashback through vouchers upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived off on 3L spends). Can open multiple accounts with same pan to get multiple dc.

1b) RBL Enterprise dc: 5% cb on paying cc bills using sbi unipay upto 1k monthly. 9k vouchers if spend of 15L in an year. Fees of 2.2k annual. On joining, 8.9k fees and you get 8.5k voucher.

2) HDFC PLATINUM debit card: can be used on hdfc bill pay and sbi unipay for 1% cashback upto Rs750 pm. No cashback for payment through mobikwik, Cred, paytm, Cheq. Fees 750 (waived for certain account categories).

3) HDFC Millennia debit card: can be used to load Amazon(full kyc req), mobikwik or slice wallet and then pay bill. 1% cashback using wallet load. Alternatively use hdfc billpay or sbi unipay to get 2.5%. Cashback monthly limit 400. Fees 500 (waived for certain account categories). Use Bill desk QR code to pay cc bill from amazon wallet.

4) Indusind exclusive or select debit cards (around ~0.9% cashback): There are 3 main cards : visa signature, visa platinum and mastercard world. All 3 can be held together and free of charge with select or exclusive accounts. Use paytm and cred (Dreamplug Paytech merchant) for visa variants. Sbi unipay, Payzapp for mastercard variant. Incremental rewards so if spend is for example 10k only <0.5% rewards.

For mc world and visa signature each : Cashback limit is Rs 1050 per month on spends of 112k. Max 3000 reward points at 35 paise.

For visa platinum: Cashback limit is Rs 700 per month on spends of Rs79.3k Max 2000 reward points at 35 paise.

6) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi. Get 2% cashback. Max cashback of 500 per month. Max cashback limit : Rs30 per tranx. Rs.100 per day.

7) IDFC Debit cards: Pay cc bill using sbi unipay.
Reward rate and dc fees depends on account type:
For wealth account : 0.67% rewards till 50k(online spends). 2.5% rewards post 50k. Rs.12.5k rewards max monthly. So, around Rs.5.36L transaction can be done.
For Select account : 0.5% rewards till 50k(online spends). 2.5% rewards post 50k. Rs.7.5k rewards max monthly. So, around Rs.3.4L transactions can be done.
For basic account : 0.33% rewards till 50k(online spends). 1.67% rewards post 50k. Rs.2k rewards max monthly. So, around Rs.1.6L transactions can be done.

8) Axis Liberty dc : Use upi to pay through any app or use dc through sbi unipay. For 60k spends in a calendar qtr, get 750 cashback. Bonus: spend 10k on gift edge/Amazon (incl voucher)/ FK during weekend and get 500Rs reward pm. Dc fees applies.

9) Other dc: Jupiter (1% upto Rs150 on sbi unipay; 2% using upi for select accounts), Citi Priority world debit card 1.3% on sbi unipay. Sbi physical dc 0.25% on all except account to wallet/account to account. Union bank signature 1% unlimited. Standard Chartered Infinite Priority 1.25% unlimited vouchers on wallet/utility etc.

Alternative to SBI unipay: ‘Airtel’ (only bbps cc), ‘Sriram one’ app (only bbps cc) and 'Dhani Pay' (almost all cc; KYC required; not verified myself)

Imp note: SBI Unipay is working now for most of people, still try with small amount first. Paytm MCC can be different in some trx but mostly working for indus.

If you can, help me add/modify details. Trying to make it easier for people to find info.

I tried Citi Priority world debit card 1.3% on Shriram one app, getting only netbanking option. Netbanking is not available in Citi I think. Any alternative?

 

[theflash]

Y e s

The merchant name was PZCREDITCARD NON BBPS. did 112500*2 hoping for the best...

 

[SSV]

The merchant name was PZCREDITCARD NON BBPS. did 112500*2 hoping for the best...

You will get . Dont worry.
Pls update the status here in 2 to 3 days

 

[theflash]

You will get . Dont worry.
Pls update the status here in 2 to 3 days

Sure will update once i get... used visa on unipay... will use Wealth DC on Unipay as well...

 

[S.B.N.B]

Give me proof, you are a girl and young too.

I will share with you a new app for CC bill payment using DC. 🤣🤣

Chalo nahi bolunga vivad ho jayega.. deleted what i wrote

 

[S.B.N.B]

Hmm so i had to pay bill of indus cc.. unipay cant edit now.. shriram no dc option.. had to pay with rbl dc.. airtel paid but it successfull on airtel no reflecting in indus.. it should be instant.. what other option left

 

[Anil_SinghAnil_Singh is verified member.]

The merchant name was PZCREDITCARD NON BBPS. did 112500*2 hoping for the best...

I also did a test payment of 200 and got same merchant name.. will update here too

 

[jack333]

Chalo nahi bolunga vivad ho jayega.. deleted what i wrote

Bol hi do. Commander ko ghanta farak padta hai 🤣

 

[jack333]

Sure will update once i get... used visa on unipay... will use Wealth DC on Unipay as well...

Is Indus visa giving on unipay?

 

[S.B.N.B]

Bol hi do. Commander ko ghanta farak padta hai 🤣

Fark pinki ko padta..

 

[jack333]

Fark pinki ko padta..

Phir rehne do. Kyon behan ko thes pahunchani 🤣

 

[Abhishek012]

What is the best way to pay CC bills through Millenia DC? Is it loading the Amazon Wallet for 1% cashback? or paying through HDFC bill pay?

Does Bill Pay earn cashback for cc bill payment?

Pay CC bill through HDFC billpay or SBI unipay website and get 2.5% upto 400 per month.

 

[pinki]

Is Indus visa giving on unipay?

Same question !
?? @sm9811911 any update on this?