LAZYPAY PAY-LATER ACCOUNT

[Harshal]

I am not using lazypay account so I am thinking to close it because I am 20 years today so I have not got lazypay rbl card So can someone tell me that if I close this account my cibil will be down which is 778 now and the account is 9 months old.

 

[Harshal]

I need advice to take this decision

 

[Rahul Gupta]

I am not using lazypay account so I am thinking to close it because I am 20 years today so I have not got lazypay rbl card So can someone tell me that if I close this account my cibil will be down which is 778 now and the account is 9 months old.

If you have any older loan or credit card then it won't affect much and yea you should close all your pay laters accounts.

 

[Harshal]

If you have any older loan or credit card then it won't affect much and yea you should close all your pay laters accounts.

thanks for reply I was thinking the same and this account is now useless for me, I was afraid that if I close it, my cibil will be down? And you helped me understand

 

[logu]

thanks for reply I was thinking the same and this account is now useless for me, I was afraid that if I close it, my cibil will be down? And you helped me understand

Maybe 1 to 5 points will reduce. That's not a big deal. It'll recover in few months.

 

[raniphore]

I had placed the request for closing of lazypay account and even got a NOC from payufinance(NBFC). After few months when I logged in to lazypay it got activated again, so I guess it was never deleted in the first place.

 

[redmanc]

Lazypay got banned

 

[Sravan]

I am not using lazypay account so I am thinking to close it because I am 20 years today so I have not got lazypay rbl card So can someone tell me that if I close this account my cibil will be down which is 778 now and the account is 9 months old.

Closing your LazyPay account will increase your CIBIL score because it is considered as closing a loan and not a credit account.

 

[Enthusiastic]

I am not using lazypay account so I am thinking to close it because I am 20 years today so I have not got lazypay rbl card So can someone tell me that if I close this account my cibil will be down which is 778 now and the account is 9 months old.

Use GPAY Cibil predictor. It's Too much accurate at least in my case...

 

[Harshal]

Use GPAY Cibil predictor. It's Too much accurate at least in my case...

yes, I want to inform everyone that after I closed lazypay paylater account my cibil has increased not decreased.

 

[Harshal]

Closing your LazyPay account will increase your CIBIL score because it is considered as closing a loan and not a credit account.

You are right, my cibil increased

 

[Rahul Gupta]

yes, I want to inform everyone that after I closed lazypay paylater account my cibil has increased not decreased.

So you closed it in jan and its reflected in cibil in april?

 

[Enthusiastic]

yes, I want to inform everyone that after I closed lazypay paylater account my cibil has increased not decreased.

Mine too. Ac to GPAY predictor, new cc ac will increase CIBIL by 42 points.

New BNPL will decrease cibil by 5 points. 😛

 

[Harshal]

So you closed it in jan and its reflected in cibil in april?

I closed this account on 2 February 2023 and it was reported in cibil after mid march 2023

 

[Rahul Gupta]

Mine too. Ac to GPAY predictor, new cc ac will increase CIBIL by 42 points.

New BNPL will decrease cibil by 5 points. 😛

Whats your current score bro?

 

[Enthusiastic]

Whats your current score bro?

723

 

[crazyuploader]

I closed this account on 2 February 2023 and it was reported in cibil after mid march 2023

How did you close it? Whenever I try to call their customer care number, I don't seem to get a relevant option to talk with an agent

 

[Rahul Gupta]

How did you close it? Whenever I try to call their customer care number, I don't seem to get a relevant option to talk with an agent

Email to wecare@lazypay.in they will close it same day after confirmation.

 

[Mr. Aman]

try this mail id

grievanceredressalofficer@lazypay.in

 

[crazyuploader]

Email to wecare@lazypay.in they will close it same day after confirmation.

I have sent them an email just now, let's see if they respond