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LE on ICICI Mar 2023 Holi Edition
- Thread starter Nemesis
- Start date
- Replies 177
- Views 12K
Lakshya Mahani
TF Ace
I guess they do randomly. I was using less than 5% of my total limit. They gave a good LE. My father was having apay with 7.10 lakhs limit, he used only 1 or 2 times for very small transactions, still he got only 20k LE, now he has 7.30 lakhs limit. Just few days before Diwali(2022), he got LE from 6.90 lakhs to 7.10 lakhs. So from my experience, they give LE randomly.
I have been using this card for last 2 years bt no LE for so long please help what can I do for LE as I have to purchase appliance worth 1L
Nemesis
TF Premier
There is no specific criteria since this is pre approved LE... You can only play with variables here... Do some transactions every few months... Apply Apay (they usually increase the limit for this mostly before sale) but after Apay your chance for upgrades are less.
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federer.reddevil
TF Ace
Even I didnt receive LE this time got it before Diwali last time
I already have APAY thinking to close both cards as both are worthless with such low limits
How much is ur limit and why close it?? Its a LTF card so ur not paying anything then why close it? If u dont use it then just put it in side and use it once every 3 4 minths
I have several cards and tracking every card is very difficult and due to low limit I am not liking the card
Yh tracking several cards is a hassle i understand but i wont recommend close apay as it is a pretty good card and even if u dont use it it wont cost u anything and if u close it ur total credit will take a hit ur history will take a hit and icici gives crazy LE offers on apay i personally got LE from 80k to 420k so i would suggest u not to close it but after all its all ur decision to take
Actually got depressed by looking that so many people got LE but I didn’t even got it for 20-30k while my other cards have a limit of 2-3L
Right now only thing u can do is wait closing this will not help u anyway and after seeing latest LE offer i think icici gives LE offer every 3 months so Knows u might get 5x 6x offer next time
Riteshavenger
TF Buzz
Yes they would definitely increase the limit
very true. there rp rounding off system is also wierd. even if I make a ₹1499/- transaction and amsupposed to receive 1% rp then I'll be receiving 14 rp (1499*1%) they just consider the actual whole number
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No they consider floor of 1% of any transaction - same behaviour by SBI for Cashback
Same with every bank where they consider whole number. For ex: Axis bank.
However same ICICI's Apay card gets Cashback on decimal as well. So it depends on the product.
for a transaction of ₹551/- SBI credits me 6 rp (1% reward rate) they round off to the next whole number if it's above 0.50
Probably trash card like simply clink or simply save does that
my apay card doesn't get cashback on decimals!🙁 yours does? the decimal figures just show up on the Amazon app. in the actual statement rp's are rounded off.
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