Lets talk exclusions..

[Finchamp!]

Hi TF Family..

Being my first post of the year, I would like to wish you all a very Happy and prosperous 2024!

So, I wanted to start a thread to deliberate and discuss on CCs with the least amount of excluded categories, i.e., least amount of those such Merchant Codes which do not fetch any rewards or CB.

PS:

1. For the sake of discussion, we can consider those categories to be "not excluded", spends in which, are counted towards milestone benefits but do not earn rewards/ CBs per se (e.g. Fuel Category in Amex Plat Travel).

2. We can, for this thread, ignore (1) the quantum of reward/CB earned, and, (2) the type of reward/CB earned (e.g. Club Vistara Points in Vistara Co-branded Cards, or Marriott points for HDFC Mariott CC), as long as they are being earned.

IMO, the SBI Vistara Co-branded CCs are a good choice in this race. Looking forward to all constructive inputs. Cheers!!

 

[helloworld]

For the sake if discussion,

this is not reliable and may change tomorrow (if you compare last 2 years trend).. so, no point IMO.

and for you.. Yes, IndusInd, SC, AU, Kotak doesn't have any exclusions except fuel.

 

[Finchamp!]

@helloworld: Everything about CCs can change about CCs..yet we have so many discussions popping up 😉. Anyways, thank you for your inputs.