Life after Super Premium Credit Cards Devaluation - Discussion

[jetesh]

Every Super-Premium Credit Card is getting devalued. Except few. Your thoughts on this.

 

[aamaadmi]

doesnt

scanning qr code via payxapp makes the payment from your saved cards, rather than payzall wallet balance?
inorder to use payzapp wallet balance, I believe I would need to use tap & pay by activating payzap wallet card in the app.
Please correct me if I'm wrong

so, we need to set payzapp as default tap and pay app & select payzapp card as default card. If payment fails, can we switch to a different nfc card and pay as a failsafe?

 

[rafzy]

so, we need to set payzapp as default tap and pay app & select payzapp card as default card. If payment fails, can we switch to a different nfc card and pay as a failsafe?

Correct.
You dont have to set payzapp tap & pay as default. you can still open payzapp > click Payzap Wallet > click Tap & pay. you can still make payment without having to change the phone's default tap & pay app (for me its samsung wallet on S23U)

 

[aamaadmi]

Correct.
You dont have to set payzapp tap & pay as default. you can still open payzapp > click Payzap Wallet > click Tap & pay. you can still make payment without having to change the phone's default tap & pay app (for me its samsung wallet on S23U)

if you dont change default, wont the payment get cut from other app & card when your phone goes near it automatically?

 

[rafzy]

if you dont change default, wont the payment get cut from other app & card when your phone goes near it automatically?

I dont think so, it does detect which app is open and using nfc. Havent tested it yet, but I think thats how it is.

 

[Beyond]

Cards are the same.. our high expectations from them are being rebalanced to reasonable levels.. last 2-3 yrs have been crazy for cc issuers and users...went out of. control.... . will all. soon reset to balanced levels of sanity...😉

Banks now a days rarely offer discounts on dc, even if they do it's meager compared to cc.
I remember before 2020, hdfc used to offer same discount on dc and cc. Now dc is not even eligible for discounts except diwali sales 🙂
May be it's also contributing to cc rise

 

[Beyond]

if you dont change default, wont the payment get cut from other app & card when your phone goes near it automatically?

I have tested it numerous times, at least with pixel phones, app which is open will override default setting for tap to pay

 

[imdjay]

if you dont change default, wont the payment get cut from other app & card when your phone goes near it automatically?

No.
Open PayZapp. click on "PayZapp Wallet". and there is a button "Tap & Pay" at bottom of the screen. click on that. then tap on the swipe machine.