iamabhisekagar
TF Legend
You must have got a LE offer...I am checking that everyday in the app, I haven't got it yet
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Limit Enhancement on my existing cards
- Thread starter iamabhisekagar
- Start date
U can request for an LE by opening a service request. Send them ur itr or other high limit credit card statement and ask them to match kotak limit with other bank high limit credit card
iamabhisekagar
TF Legend
Thanks will try it after getting the next statement with high limit reflecting on it
Does this created cibil enquiry? I am also thinking now to follow this for my SBI Card to get some limit increase.
Did this trigger a Credit Enquiry?
Nope. I just request for LE and submit my itr and in 2 days received LE offer
abhishek751
TF Premier
I got the similar offer kot zen ltf with 2L limit without docs,
And amazingly they didn't even put a cibil enquiry.
iamabhisekagar
TF Legend
Did it on Tuesday...still waiting...
Did u mail them or request from app??
iamabhisekagar
TF Legend
I raised a Service Request via net banking...the response was that it will take 4 days
iamabhisekagar
TF Legend
Also, I got my PNB Rupay platinum CC today...any idea how to convert it to Select?
There is in option in manage card called convert ur card. In that section there will be all pnb cards select the one u want and it will create a service request and tell u to send ur itr with that service request on that email id
What limit u got? And yes for select u need itr of min 500k
iamabhisekagar
TF Legend
I got 50K...maybe I will convert after filing the current year ITR
How to raise SR Via the App ? 🤔
iamabhisekagar
TF Legend
I was Sent this...
Hi! As discussed on call for Limit Enhancement of your Credit Card we need below documents - If you are Salaried - Last 3 months self attested salary slip or last 6 months Bank Statement If you are Self-Employed - Self-attested ITR for the last 2 years You can send these documents to us through Net Banking login by following the below steps - 1. Login to Net Banking and click on Help 2. Click on Inbox 3. Click on Compose mail 4. Click on *Choose file* and add the attachment You can also send the documents via website by clicking https://www.kotak.com/en/customer-service/contact-us/email-us/kotak-credit-card/other.html Warm regards, *Team Kotak Mahindra Bank*
Mysterio_6174
TF Select
I currently have a monthly salary of Rs 53,000 and a CIBIL score of 745. I am planning to apply for a credit card, but I am not sure how much credit limit I can expect to get from different banks based on my salary and credit score.
Therefore, I would appreciate it if you could share your experiences or knowledge about credit card limits for people with similar financial situations. Which banks offer the highest credit limits to individuals with a salary of Rs 53,000 and a CIBIL score of 745?
Therefore, I would appreciate it if you could share your experiences or knowledge about credit card limits for people with similar financial situations. Which banks offer the highest credit limits to individuals with a salary of Rs 53,000 and a CIBIL score of 745?
akshayhs
TF Legend
Typically it's 3X with HDFC as told to me both by customer service and my branch. My existing HDFC card limit is also 3X my salary. Not sure with any other bank. But in your case since CIBIL is less than 750, it's not guaranteed.
Limit depends on various factors. Don't just hope for it.
iamabhisekagar
TF Legend
Update: The Credit Limit of my Kotak 811 CC is now enhanced from 14K to 70K
iamabhisekagar
TF Legend
Try going for SBI BPCL CC...
