(Limit increase) Update your SBI app and check if you have a limit increase option under benefits.

[ishtiyaaqahmed]

I updated the SBI App yesterday and got limit increase option under benefits section in the SBI App.

My limit went from 1.32 to 2.32 for my exactly 1 year old SBI Cashback card.

Do try and check.

 

[_deb_]

Same here they keep rejecting for LE my card is 3 years old

CL for my card is close to 4L. Is it their max limit? 🤔

 

[pranjal1984]

CL for my card is close to 4L. Is it their max limit? 🤔

No. Mine is 7.22L.

 

[RAMESH BABU N]

CreditCard limit (CL) increase option is a targeted feature. Only those qualifying n only those selected by their processes for such CL increase only will get that option in their App.

I think it's NOT dependent on the App's version.

 

[ALOAK]

CL for my card is close to 4L. Is it their max limit? 🤔

Very rarely they cross 4l as cl but their minimum starts from 5k lol mine they screwed up during upgrade and cl made 64k can't even use it even if I use 8k as per cibil it will take 30% usage on Vistara prime. I actually had 3lkh and when they tried splitting it to airindia card they goofed up and card never arrived 4times they tried all failure. And max li.it closed the card as they never wanted to transfer the limit to this card for past 4 years. I have always had bad experience with sbi. When ever I try to close their say it ltf now and line disconnects. Just holding on for small payments or in a box.

 

[RAMESH BABU N]

CL for my card is close to 4L. Is it their max limit? 🤔

No. The CL depends on many factors n eligibility parameters.

I once had a 7+L limit on SBI Employee Card (Gold Visa). After that, I held other SBI cards with over 5L limit. Now, as a Pensioner, I have only 1 SBI card - SBI CB with a 3+L limit. Never bothered to ask them for increase as I have other 12-14 cards.

So, there is no such fixed upper ceiling for CL. Try to take a SECURED Card with a FD of 10L. You will get 90% of that as your CL.

 

[_deb_]

I stumbled upon the thread by @Anindya98 and got a marginal LE increase. The link to the original post is given at the end. Please note that I had no offer to increase limit and my previous request for LE was rejected on 21st March.

I had selected 5L as the new CL but got 4.62L (~ +10%).

I am writing down the steps from my memory, hence please excuse for any errors 🙂
1. Login to sbicard.com
2. Go to Benefits -> Credit Limit Increase
3. Select your desired limit and authenticate with OTP. In my case on submitting the OTP, the page didn't proceed to the next step, however I received an SMS from JD-SBICRD with the SR number. I closed the page and repeated the steps 1 and 2. I was directly taken to a page where the SR number is visible along with the Proceed button. Clicked the button for next step.
4. Select an bank where you have a Savings account, FD, or where you make most transactions etc.
5. I accepted the message that the page will be routed to an external link. Signup/authenticate yourself to the Anumati page.
6. Select the Account which was chosen in the step 4, and click on Approve.
7. You will receive a Thank You message, and immediately received an SMS from JD-SBICRD with the new Limit.

Hope this helps the community.

Offer Fulfilled! Thread 'SBI Credit Card Limit Enhancement Offer – Check Yours via Anumati Route!'

Mar 5, 2025

This method works for any existing SBI card!

I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.



Key Tips:

• Don’t select the maximum limit. My limit was 50K, I selected 1.2L, and they approved 70K—so a 20K (40%) increase. Also, if the OTP screen...

• Anindya98
• anumati cards cashback credit card credit card limit credit card limit enhancement credit cards limit limit enhancement offer sbi sbi cashback sbi credit card
• Replies: 81
• Forum: SBI Cards

• 
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[kiranjain]

where to check the status of request???? no reply from SBI after anumati page

 

[zomatoo]

where to check the status of request???? no reply from SBI after anumati page

open sbicard --> track service request, there you go.

 

[kiranjain]

open sbicard --> track service request, there you go.

my latest LE request is not visible there........... earlier decline one are only visible

 

[Garbageyard]

Finally got credit limit increased from 20k to 1.5 lacs for my 2 months (approx.) old card.

 

[newmakerhere]

Mine increased from 207k to 307k

 

[ALOAK]

Mine increased from 207k to 307k

Mine the they have closed the ticket but no increase in limit yet

 

[Garbageyard]

Mine the they have closed the ticket but no increase in limit yet

You need to be persistent provided you feel you meet the basic criteria such as a good credit score and salary. Now this may be subjective. For SBI Cashback, I think if I have been maintaining a score above 750 and a salary above let's say 2 lacs, I will keep trying. I was comfortably meeting both the criteria, yet my request was turned down a few times by the customer care folks. Then I reached out to the nodal officer, then to the principal nodal officer (plus one reminder), then to Customer Service Head (multiple follow-ups) who kept the request pending for more than a month, and finally expressed my frustration on LinkedIn. That's it.

 

[ALOAK]

You need to be persistent provided you feel you meet the basic criteria such as a good credit score and salary. Now this may be subjective. For SBI Cashback, I think if I have been maintaining a score above 750 and a salary above let's say 2 lacs, I will keep trying. I was comfortably meeting both the criteria, yet my request was turned down a few times by the customer care folks. Then I reached out to the nodal officer, then to the principal nodal officer (plus one reminder), then to Customer Service Head (multiple follow-ups) who kept the request pending for more than a month, and finally expressed my frustration on LinkedIn. That's it.

I have been persistent and I have a very good cibil score even after sending 70k sal they are not giving cl. So I tri3d to close the card but they said ltf. I asked give the limit no response I will see after this month if they do t close the card simple.

 

[Garbageyard]

You got SBI Cashback card as LTF? If yes, I would suggest don't close it. If they made it LTF recently, may be wait for a few months and then request for limit increase.

 

[ALOAK]

You got SBI Cashback card as LTF? If yes, I would suggest don't close it. If they made it LTF recently, may be wait for a few months and then request for limit increase.

I dont have sbicashback but had vistara prime