I stumbled upon the thread by
@Anindya98 and got a marginal LE increase. The link to the original post is given at the end. Please note that I had no offer to increase limit and my previous request for LE was rejected on 21st March.
I had selected 5L as the new CL but got 4.62L (~ +10%).
I am writing down the steps from my memory, hence please excuse for any errors 🙂
1. Login to sbicard.com
2. Go to Benefits -> Credit Limit Increase
3. Select your desired limit and authenticate with OTP. In my case on submitting the OTP, the page didn't proceed to the next step, however I received an SMS from JD-SBICRD with the SR number. I closed the page and repeated the steps 1 and 2. I was directly taken to a page where the SR number is visible along with the Proceed button. Clicked the button for next step.
4. Select an bank where you have a Savings account, FD, or where you make most transactions etc.
5. I accepted the message that the page will be routed to an external link. Signup/authenticate yourself to the Anumati page.
6. Select the Account which was chosen in the step 4, and click on Approve.
7. You will receive a Thank You message, and immediately received an SMS from JD-SBICRD with the new Limit.
Hope this helps the community.
This method works for any existing SBI card!
I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.
Key Tips:
- Don’t select the maximum limit. My limit was 50K, I selected 1.2L, and they approved 70K—so a 20K (40%) increase. Also, if the OTP screen...