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They haven't done it.I Posted it earlier, now posting again. 👇
View attachment 68423
This the original tech behind new SBI Limit algorithm.I Posted it earlier, now posting again. 👇
View attachment 68423
Was there any CIBIL check?I updated the SBI App yesterday and got limit increase option under benefits section in the SBI App.
My limit went from 1.32 to 2.32 for my exactly 1 year old SBI Cashback card.
Do try and check.
+ +1 1 1 1I a req request to increase limit via website on 9th September ( 1.04 Lakh to 3.12 lakh).
A SR number was generated and was showing as " Under Processing".
Today the SR number is vanished. I can't find it anywhere. Didn't receive a sms/mail about the rejection too.
I was not not expecting a limit enhancement from SBI.
Thank God, my limit has not been decreased.
Same with me too. service request disappeared today.I a req request to increase limit via website on 9th September ( 1.04 Lakh to 3.12 lakh).
A SR number was generated and was showing as " Under Processing".
Today the SR number is vanished. I can't find it anywhere. Didn't receive a sms/mail about the rejection too.
I was not not expecting a limit enhancement from SBI.
Thank God, my limit has not been decreased.
Same for me, SR in no longer available in tracking. gone!I a req request to increase limit via website on 9th September ( 1.04 Lakh to 3.12 lakh).
A SR number was generated and was showing as " Under Processing".
Today the SR number is vanished. I can't find it anywhere. Didn't receive a sms/mail about the rejection too.
I was not not expecting a limit enhancement from SBI.
Thank God, my limit has not been decreased.
I think having sbi cashback with 1 lalh limit is enough with sbi and considering you can spend under 10 lack per annum to be on safer side(for low itr folks).I requested LE on my multiple SBI cards through app, service request was generated. Got declined due to internal policy.
They asked to send pay slip and salary credit account statement for reconsideration. I already have salary account with SBI, so I have shared requested documents. Now waiting for outcome.
Not keeping much hope.
I have SC with 4.7 LI think having sbi cashback with 1 lalh limit is enough with sbi and considering you can spend under 10 lack per annum to be on safer side(for low itr folks).
Let me tell you one case where 1L limit with SBI CB.I think having sbi cashback with 1 lalh limit is enough with sbi and considering you can spend under 10 lack per annum to be on safer side(for low itr folks).
You gave consent for salary account / any other accountAs old SR generated on 9th Sept is no longer available in tracking system, I thought giving one more try. It was showing again 1.54L -> 4.62L max. Selected max limit. Entered the OTP, submitted and clicked on Proceed. This time it asked for Anumati ji ki Anumati 😆. Gave consent and limit increased to 1.54L -> 2.54L. I have SBI SimplyCLICK.
gave salary accountYou gave consent for salary account / any other account
It seems the only way if it asks for Anumati only then enhancement shall be processed.As old SR generated on 9th Sept is no longer available in tracking system, I thought giving one more try. It was showing again 1.54L -> 4.62L max. Selected max limit. Entered the OTP, submitted and clicked on Proceed. This time it asked for Anumati ji ki Anumati 😆. Gave consent and limit increased to 1.54L -> 2.54L. I have SBI SimplyCLICK.
App or web?As old SR generated on 9th Sept is no longer available in tracking system, I thought giving one more try. It was showing again 1.54L -> 4.62L max. Selected max limit. Entered the OTP, submitted and clicked on Proceed. This time it asked for Anumati ji ki Anumati 😆. Gave consent and limit increased to 1.54L -> 2.54L. I have SBI SimplyCLICK.
From sbi webApp or web?
Yes, I guessIt seems the only way if it asks for Anumati only then enhancement shall be processed.